Whiteside County property record for 907 W 13th St, Sterling, IL 61081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1,066 sqft · built 1970 |
| Lot Size | 0.205 acres (8,946 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (May 2024) |
| Tax Bill | $2,868 (2025) |
| Deeds & Mortgages | May 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1120279008 |
| Primary APN | 1120279008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Building Area | 1,066 sqft Building Perimeter |
| Basement Area | 1,066 sqft |
| Unfinished Basement | 1,066 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 8,946 sqft (0.205 acres) |
| Lot Dimensions | 142 ft deep x 63.2 ft wide |
| Garage Area | 312 sqft |
| Account Number | 118218 |
|---|---|
| Street Address | 907 W 13TH ST |
| City | STERLING |
| State | IL |
| Zip | 61081-2111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DL & JW MARTIN 3 ADD LOT 3 & N 1/2 VAC ALLEY BLK 16 389201X |
| Legal Subdivision | DL & JW MARTIN 3 ADDITION |
| Legal Block | 16 |
| Legal Lot Number | 3 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 1000 |
907 W 13th St is owned by an individual who bought it in May 2024.
Source: Whiteside County records, as of May 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 527 HELEN DR, BARTLETT, IL 60103-9571 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2024 · Amount on File |
| Deed Sale | May 2, 2024 · Amount on File |
| Prior Sale | May 30, 2006 · Amount on File |
| Deed Document Number | 20241894 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | May 2, 2024 |
| Property Address | 907 W 13TH ST, STERLING, IL 61081-2111 |
| Document Number | 0000001894 |
| Instrument Date | Apr 26, 2024 |
| Instrument | 2024-01894 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 907 W 13TH ST, STERLING, IL 61081-2111 |
| Document Number | 0000001895 |
|---|---|
| Date | May 2, 2024 |
| Instrument | 2024-01895 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2054 |
The 2025 property tax bill for 907 W 13th St was $2,868.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Municipality | Sterling City |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,868.00 | $34,244 Land $2,337 Building $31,907 | |
| 2024 | $102,732 Land $7,011 Building $95,721 | ||
| 2022 | $1,069.00 Senior Citizen's exemption Additional exemption filed | $28,952 Land $1,976 Building $26,976 | $86,856 Land $5,928 Building $80,928 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 907 W 13th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 907 W 13th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Rise Broadband.
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