Jefferson County property record for 907 Stuart St, Birmingham, AL 35209
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,004 sqft · built 1920 |
| Lot Size | 0.162 acres (7,050 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $174,900 (Aug 2002) |
| Tax Bill | $4,120 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-00-13-2-017-002.000 |
| Primary APN | 29-00-13-2-017-002.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,004 sqft Living Area |
| Gross Area | 2,104 sqft |
| 1st Floor Area | 2,004 sqft |
| Basement Area | 100 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,050 sqft (0.162 acres) |
| Lot Dimensions | 141 ft deep x 50 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | Deck Area |
| Patio Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 396013 |
|---|---|
| Street Address | 907 STUART ST |
| City | BIRMINGHAM |
| State | AL |
| Zip | 35209-3445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 8 BLK D SOUTH HGLDS LAND CO ANNEX TO SOUTH HGLDS |
| Legal Range | 03W |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | SOUTH HGLD LD CO |
| Legal Block | D |
| Legal Lot Number | 8 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 10701 |
Source: Jefferson County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 907 STUART ST, BIRMINGHAM, AL 35209-3445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE |
| Feb 14, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2002 · Amount on Record |
| Deed Sale | Aug 13, 2002 · Amount on Record |
| Prior Sale | Aug 13, 2002 · Amount on Record |
| Deed Book / Page | 200211 / 1705 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 907 STUART ST, BIRMINGHAM, AL 35209-3445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 907 STUART ST, BIRMINGHAM, AL 35209-3445 |
| Document Number | 0000072966 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2021072966 |
| Name | BETTER MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 907 STUART ST, BIRMINGHAM, AL 35209-3445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 907 STUART ST, BIRMINGHAM, AL 35209-3445 |
| Document Number | 0000016863 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2022016863 |
| Name | BANK OF AMERICA |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 132 Months |
| Due | Jan 1, 2033 |
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Homewood City |
| Unified School District | Homewood City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,120.00 (+5.91%) Homeowner's exemption | $55,880 (+4.8%) | $558,800 (+4.8%) Land $320,000 Building $238,800 |
| 2023 | $53,320 Land $32,000 Building $21,320 | $533,200 Land $320,000 Building $213,200 | |
| 2022 | $3,890.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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