907 State St, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 907 State St, Charlotte, NC 28208

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 936 sqft · built 1938
Lot Size0.256 acres (11,161 sqft)
OwnerIndividual Name on File
Last Sale$144,000 (Aug 2018)
Tax Bill$2,757 (2023)
Deeds & MortgagesDec 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN071-092-31

Property Details

APN / Parcel Number

Primary APN071-092-31

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area936 sqft Heated Area
Gross Area1,312 sqft
1st Floor Area936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area11,161 sqft (0.256 acres)
Garage TypeCarport
CarportCarport
PorchPorch
Porch Area142 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number071-092-31
Street Address907 STATE ST
CityCHARLOTTE
StateNC
Zip28208-4151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionL14-17 B11 M3-95
Legal SubdivisionSUMMITT VIEW
Legal Block11
Legal Lot Number14-17 17
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2019
Census Tract4200

Owner

907 State St is owned and occupied by an individual who bought it in August 2018.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address907 STATE ST, CHARLOTTE, NC 28208-4151
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE
Aug 31, 2018Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2018 · Amount on File
Deed SaleAug 31, 2018 · Amount on File
Prior SaleSep 2, 2014
Deed Document Number0032949386
Deed Book / Page32949 / 386
Record UpdatedJun 7, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address907 STATE ST, CHARLOTTE, NC 28208-4151
Transaction TypeMortgage
Record UpdatedFeb 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000208103
DateDec 8, 2020
Book Page35409/725
Instrument2020208103
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2036

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 31, 2018
Property Address907 STATE ST, CHARLOTTE, NC 28208-4151
Document Number0000111451
Book / Page32949 / 386
Map ReferenceMB3 PG94-95
Instrument DateAug 31, 2018
Instrument2018111451
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$288.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 908, HUNTERSVILLE, NC 28070-0908

Transferred To (Grantee/Buyer)

NameVerified Name
Address6000 FAIRVIEW RD STE 1200, 1200, CHARLOTTE, NC 28210-2252

Mortgage

Document Number0000111452
DateAug 31, 2018
Instrument2018111452
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2048
Interest
Change Frequency2 Years

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 907 State St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1996–2011)
Most Recent ClaimAug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 907 State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on State St

Nearby Streets

Search Property Records by Address or Parcel Number