907 Scioto St, Urbana, OH 43078 Property Records

Champaign County property record for 907 Scioto St, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,378 sqft · built 1845
Lot Size	3.09 acres (134,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Dec 2025)
Tax Bill	$4,252 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034517-6`

Property Details

APN / Parcel Number

Primary APN	`034517-6`
Alternative APN	`K48-25-11-02-28-010-01`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,378 sqft Living Area
Gross Area	3,496 sqft
1st Floor Area	1,748 sqft
Upper Floors Area	1,156 sqft
Basement Area	578 sqft
Unfinished Basement	578 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1845
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	134,731 sqft (3.09 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	360 sqft
Deck Area	280 sqft
Patio Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	034517-6
Street Address	907 SCIOTO ST
City	URBANA
State	OH
Zip	43078-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 11-05-17 __ S SIDE NE
Legal Range	11W
Legal Township	25N
Legal Section	2
Legal Subdivision	EICHELBERGER HOMESTEAD
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	1
Census Block	1000
Census Tract	10600

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	907 SCIOTO ST, URBANA, OH 43078-2225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Warranty Deed, Transfer · Commercial Mortgage THE PEOPLES SAVINGS BANK
Dec 1, 2022	Land Contract, Transfer · Land Contract NOT AVAILABLE
Oct 21, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Deed Document Number	20254823
Deed Book / Page	603 / 3077
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Dec 1, 2025
Property Address	907 SCIOTO ST, URBANA, OH 43078-2225
Document Number	00603/3077
Book / Page	603 / 3077
Instrument Date	Nov 24, 2025
Instrument	202500004823
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202500004824
Date	Dec 1, 2025
Instrument	202500004824

Lender

Name	THE PEOPLES SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2035

December 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	CHAMPAIGN OH
Recording Date	Dec 1, 2022
Property Address	907 SCIOTO ST, URBANA, OH 43078-2225
Document Number	00588/2662
Book / Page	588 / 2662
Instrument Date	Nov 14, 2022
Instrument	202200005829
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 AMES AVE, URBANA, OH 43078-2204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 FOUNTAIN CIR, URBANA, OH 43078-1494

Mortgage

Date	Dec 1, 2022

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded
Term	4 Months
Due	Apr 1, 2023

Interest

Rate	50%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN OH
Recording Date	Oct 21, 2022
Property Address	907 SCIOTO ST, URBANA, OH 43078-2225
Document Number	00587/5491
Book / Page	587 / 5491
Instrument Date	Oct 20, 2022
Instrument	202200005250
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 AMES AVE, URBANA, OH 43078-2204

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,252.00 (-0.93%)	$123,480 (+39.9%) Land $23,380 Building $100,100	$352,780 (+39.9%) Land $66,790 Building $285,990
2024	$4,292.00 (+13.97%)	$88,260 (-) Land $15,260 Building $73,000
2023	$3,766.00 (+12.69%)	$88,260 (-) Land $15,260 Building $73,000	$252,170 (-) Land $43,590 Building $208,580
2022	$3,342.00 Homeowner's exemption Senior Citizen's exemption	$88,260 Land $15,260 Building $73,000	$252,170 Land $43,590 Building $208,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Brightspeed, CT Communications Network, Verizon.

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