St. Louis County property record for 907 S Lake Ave, Duluth, MN 55802
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,574 sqft · built 1910 |
| Lot Size | 0.184 acres (8,053 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (Apr 2021) |
| Tax Bill | $7,058 (2026) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4380-02220 |
| Primary APN | 010-4380-02220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,574 sqft Gross Area |
| 1st Floor Area | 1,156 sqft |
| Basement Area | 577 sqft |
| Finished Basement | 577 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 8,053 sqft (0.184 acres) |
| Garage Area | 480 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 48 sqft |
| Deck Area | 20 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1106892 |
|---|---|
| Street Address | 907 S LAKE AVE |
| City | DULUTH |
| State | MN |
| Zip | 55802-2405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INC LOT 195 UPPER DUL MINN AVE SERIAL # |
| Legal Subdivision | UPPER DULUTH LAKE AVENUE |
| Legal Lot Number | 196 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 2200 |
907 S Lake Ave is owned and occupied by an individual who bought it in April 2021.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 907 S LAKE AVE, DULUTH, MN 55802-2405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2021 · Amount on File |
| Deed Sale | Apr 2, 2021 · Amount on File |
| Prior Sale | Sep 11, 2014 · Amount on File |
| Deed Document Number | 20211038739 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 2, 2021 |
| Property Address | 907 S LAKE AVE, DULUTH, MN 55802-2405 |
| Document Number | 0001038739 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 1038739 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,336.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 907 S LAKE AVE, DULUTH, MN 55802-2405 |
| Document Number | 0001038742 |
|---|---|
| Date | Apr 2, 2021 |
| Instrument | 1038742 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2026 property tax bill for 907 S Lake Ave was $7,058 with a homeowner's exemption, up 8.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,058.00 (+8.89%) Homeowner's exemption | ||
| 2025 | $6,482.00 (-8.26%) Homeowner's exemption | $527,100 (+10.67%) Land $150,200 Building $376,900 | $527,100 (+10.67%) Land $150,200 Building $376,900 |
| 2024 | $7,066.00 | $476,300 Land $146,800 Building $329,500 | $476,300 Land $146,800 Building $329,500 |
| 2022 | $424,900 Land $71,000 Building $353,900 | $424,900 Land $71,000 Building $353,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 907 S Lake Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (1986–2019) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 907 S Lake Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Airfiber.
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