907 S Bluff St, Albany, IL 61230 Property Records

Whiteside County property record for 907 S Bluff St, Albany, IL 61230

Property Summary

Property TypeSingle Family Home
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$97,500 (Feb 2005)
Tax Bill$3,139 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0625151001

Property Details

APN / Parcel Number

Primary APN0625151001
Alternative APN
  • 42173

Exterior

Lot Area12,632 sqft (0.29 acres)
Lot Dimensions95 ft deep x 126 ft wide

Location & Zoning

Account Number42173
Street Address907 S BLUFF ST
CityALBANY
StateIL
Zip61230-9766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRE-SUB OF OUTLOT 9 LOT 12 52200X
Legal SubdivisionLOWER ALBANY
Legal Lot Number12
JurisdictionWHITESIDE IL
Township / Civil DivisionALBANY
Census Block Group4
Census Block4032
Census Tract400

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address907 S BLUFF ST, ALBANY, IL 61230-9766
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2005 · Amount on Record
Deed SaleFeb 25, 2005 · Amount on Record
Deed Document Number20051571-2005
Record UpdatedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address907 S BLUFF ST, ALBANY, IL 61230-9766
Document Number0000000947
Instrument DateFeb 11, 2017
Transaction TypeMortgage
Record UpdatedMar 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address907 S BLUFF ST ALBANY IL 612309766, ALBANY, IL 61230-9766

Mortgage

Document Number0000000947
DateFeb 17, 2017
Instrument947
Lender
NameCARRINGTON MTG SVCS
AddressANAHEIM, CA 92806
Agreement
AmountAmount Recorded
Term300 Months
DueFeb 16, 2042
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlbany Village
CountyWhiteside County
County SubdivisionAlbany Township
Unified School DistrictRiver Bend Community Unit District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,139.00$44,197 Land $3,322 Building $40,875
2024$132,591 Land $9,966 Building $122,625

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims45 (1986–2023)
Claims Outside the SFHA8 of 45
Most Recent ClaimMay 2023 · other causes
Claims by Event
  • Severe Storms And Flooding, Apr 2019 · 3 claims
  • Flooding, Apr 2001 · 9 claims
  • Severe Storms & Flooding, Jul 1993 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALBANY
serves 846 people · EPA ID IL1950050
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Sep 2024
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Bluff St

Nearby Streets

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