907 S 3rd St, Champaign, IL 61820 Property Records

Champaign County property record for 907 S 3rd St, Champaign, IL 61820

Property Summary

Property Type	Commercial
Lot Size	0.291 acres (12,674 sqft)
Owner	Company Name on Record
Last Sale	$3,750,000 (Oct 2012)
Tax Bill	$146,202 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`46-21-18-155-005`

Property Details

APN / Parcel Number

Primary APN	`46-21-18-155-005`

Exterior

Architectural Style	Multi-Family
Lot Area	12,674 sqft (0.291 acres)

Location & Zoning

Street Address	907 S 3RD ST
City	CHAMPAIGN
State	IL
Zip	61820-6355
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 4, 5 BLOCK 22 FAIRLAND PLACE
Legal Range	09E
Legal Township	19N
Legal Section	18
Legal Subdivision	FAIRLAND PLACE
Legal Block	22
Legal Lot Number	4,5
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2003
Census Tract	402

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	510 S NEIL ST, CHAMPAIGN, IL 61820-5220
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Special Warranty Deed, Transfer · Commercial Mortgage NORTHBROOK BANK & TRUST CO NA
Aug 3, 2022	Special Warranty Deed, Transfer · Line of Credit MORTON COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2012 · Amount on Record
Deed Sale	Oct 10, 2012 · Amount on Record
Deed Document Number	201225736
Prior Transfer Date	Oct 25, 2011
Prior Transfer Doc	0000022121
Record Updated	Oct 29, 2026

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 23, 2026
Property Address	907 S 3RD ST, CHAMPAIGN, IL 61820-6355
Document Number	0000001121
Map Reference	MB B PG 205-207
Instrument Date	Jan 22, 2026
Instrument	2026R01121
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	510 S NEIL ST, CHAMPAIGN, IL 61820-5220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 S NEIL ST, CHAMPAIGN, IL 61820-5220

Mortgage

Document Number	0000001124
Date	Jan 23, 2026
Instrument	2026R01124

Lender

Name	NORTHBROOK BANK & TRUST CO NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 22, 2031

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 3, 2022
Property Address	907 S 3RD ST, CHAMPAIGN, IL 61820-6355
Document Number	0000014421
Map Reference	MB B PG 205-207
Instrument Date	Aug 2, 2022
Instrument	2022R14421
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 N NEIL ST, CHAMPAIGN, IL 61820-3605

Mortgage

Document Number	0000014422
Date	Aug 3, 2022
Instrument	2022R14422

Lender

Name	MORTON COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,845,780 (+10.09%) Land $275,640 Building $1,570,140	$5,537,340 (+10.09%) Land $826,920 Building $4,710,420
2024	$146,202.00 (+12.87%)	$1,676,540 (+19.02%) Land $245,670 Building $1,430,870	$5,029,620 (+19.02%) Land $737,010 Building $4,292,610
2022	$129,530.00	$1,408,580 Land $206,400 Building $1,202,180	$4,225,740 Land $619,200 Building $3,606,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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