907 S 15th St, Waco, TX 76706 Property Records

McLennan County property record for 907 S 15th St, Waco, TX 76706

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 2,955 sqft · built 2024
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Tax Bill	$9,412 (2025)
Deeds & Mortgages	May 2024 Construction Loan Feb 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-009500-002200-8`

Property Details

APN / Parcel Number

Primary APN	`48-009500-002200-8`
Alternative APNs	`4800950000220080101` `168586`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,955 sqft Living Area
1st Floor Area	1,775 sqft
2nd Floor Area	1,180 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Duplex Single
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	907 S 15TH ST
City	WACO
State	TX
Zip	76706-1720
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	COGGIN & PARK LOT 6 BLOCK 108 ACRES .1894
Legal Subdivision	COGGIN & PARK
Legal Block	108
Legal Lot Number	6
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2011
Census Tract	401

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1918 OLIVE ST, 603, DALLAS, TX 75201-2268
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Deed of Trust, Mortgage · Construction Mortgage ALLIANCE BANK CENTRAL TEXAS
Feb 20, 2025	Warranty Deed, Subdivision Related Transfer UNKNOWN, AGT
Dec 15, 2023	Warranty Deed, Transfer INDEPENDENCE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2025
Deed Sale	Feb 20, 2025
Prior Sale	Dec 15, 2023
Deed Document Number	20254990
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	907 S 15TH ST, WACO, TX 76706-1720
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013579
Date	May 7, 2024
Instrument	2024013579

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 3, 2025

February 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Feb 20, 2025
Property Address	907 S 15TH ST, WACO, TX 76706-1720
Document Number	0000004990
Map Reference	VOL 49 PG 332
Instrument Date	Feb 19, 2025
Instrument	2025004990
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 20, 2025
Title Company	UNKNOWN, AGT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1918 OLIVE ST APT 603, 603, DALLAS, TX 75201-2268
Investor	Possibly a Property Investor

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 15, 2023
Property Address	907 S 15TH ST, WACO, TX 76706-1720
Document Number	0000038159
Map Reference	VOL 49 PG 332
Instrument Date	Dec 15, 2023
Instrument	2023038159
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 DAWSON ST, WACO, TX 76704-1912

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,891 (-13.56%) Land $19,883 Building $342,008	$361,891 (-13.56%) Land $19,883 Building $342,008
2025	$9,412.00 (+3,347.62%)	$418,650 (+5,133.13%) Land $12,130 Building $406,520	$418,650 (+5,133.13%) Land $12,130 Building $406,520
2024	$273.00 (+52.51%)
2023		$8,000 Land $8,000	$8,000 Land $8,000
2022	$179.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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