907 Red Oak Loop, Elm Springs (Springdale), AR 72762 Property Records

Benton County property record for 907 Red Oak Loop, Elm Springs, AR 72762

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,823 sqft · built 2021
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$649,000 (Aug 2026)
Tax Bill	$6,047 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-00693-000`

Property Details

APN / Parcel Number

Primary APN	`07-00693-000`
Alternative APNs	`168831.0` `168831`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,823 sqft Living Area
Gross Area	3,576 sqft
1st Floor Area	2,433 sqft
Flooring	Wood

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Attached
Garage Area	753 sqft
Driveway	Concrete Driveway
Driveway Area	1,148 sqft
Porch	Open Porch
Porch Area	362 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	907 RED OAK LOOP
City	ELM SPRINGS
State	AR
Zip	72762-4558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 8/10/2018 L201841806
Legal Range	31
Legal Township	18
Legal Section	23
Legal Subdivision	ELM VALLEY SUB PH II-ELM SPRINGS
Legal Lot Number	60
Jurisdiction	BENTON AR
Township / Civil Division	13
Census Block Group	1
Census Block	1037
Census Tract	21317

Owner

907 Red Oak Loop is owned and occupied by two individuals who bought it in August 2026.

Source: Benton County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	907 RED OAK LOOP, ELM SPRINGS, AR 72762-4558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer · VA Mortgage FIRST FEDERAL BANK
Jun 19, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 5, 2021	Warranty Deed, Construction Loan · Construction Mortgage GRAND SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2026 · Amount on File
Deed Sale	Aug 27, 2026 · Amount on File
Prior Sale	Jun 19, 2023 · Amount on File
Deed Document Number	202649350
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Aug 27, 2026
Property Address	907 RED OAK LOOP, ELM SPRINGS, AR 72762-4558
Document Number	0000049350
Instrument Date	Aug 24, 2026
Instrument	202649350
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	ADVANTAGE TITLE AND ESCROW INC, ADVANTAGE TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216,311.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 RED OAK LOOP, ELM SPRINGS, AR 72762-4558

Mortgage

Document Number	0000049351,
Date	Aug 27, 2026
Instrument	202649351

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jun 19, 2023
Property Address	907 RED OAK LOOP, ELM SPRINGS, AR 72762-4558
Document Number	L202330510
Instrument Date	Jun 16, 2023
Instrument	L202330510
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,930.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	907 RED OAK LOOP, ELM SPRINGS, AR 72762-4558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 RED OAK LOOP, ELM SPRINGS, AR 72762-4558

Mortgage

Document Number	L202330511
Date	Jun 19, 2023
Instrument	L202330511

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

March 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Mar 5, 2021
Property Address	907 RED OAK LOOP, ELM SPRINGS, AR 72762-4558
Document Number	0000015522
Map Reference	PL L201841806
Instrument Date	Mar 2, 2021
Instrument	2021015522
Transaction Type	Construction Loan
Record Updated	Oct 7, 2025
Title Company	REALTY TITLE AND CLOSING SERVICES LLC, REALTY TITLE & CLOSING SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$643.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2025 CREEKVIEW, FAYETTEVILLE, AR 72704-5263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 S ELM SPRINGS RD, ELM SPRINGS, AR 72762-2955

Mortgage

Document Number	0000015523
Date	Mar 5, 2021
Instrument	2021015523

Lender

Name	GRAND SAVINGS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 2, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 907 Red Oak Loop was $6,047, up 0.8% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Elm Springs City
Unified School District	Springdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,047.00 (+0.82%)	$116,527 (-) Land $15,200 Building $101,327	$582,635 (-) Land $76,000 Building $506,635
2025	$5,998.00	$116,527 Land $15,200 Building $101,327	$582,635 (-) Land $76,000 Building $506,635
2024			$582,635 (+50.59%) Land $76,000 Building $506,635
2023	$4,070.00 (+10.15%) Homeowner's exemption	$77,378 (-) Land $13,000 Building $64,378	$386,890 (-) Land $65,000 Building $321,890
2022	$3,695.00 Homeowner's exemption	$77,378 Land $13,000 Building $64,378	$386,890 Land $65,000 Building $321,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 907 Red Oak Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 907 Red Oak Loop is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 87% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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