907 Rathbone Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 907 Rathbone Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,782 sqft · built 1996
Lot Size	0.109 acres (4,725 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Jun 2020)
Tax Bill	$6,528 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072-1210-052-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1210-052-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,782 sqft Living Area
1st Floor Area	902 sqft
2nd Floor Area	880 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	4,725 sqft (0.109 acres)
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	907 RATHBONE CIR
City	FOLSOM
State	CA
Zip	95630-8534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	BROADSTONE 02, VILLAGE 02, LOT 195
Legal Subdivision	BROADSTONE 02, VILLAGE 02
Legal Lot Number	195
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1013
Census Tract	8507

Owner

907 Rathbone Cir is owned and occupied by an individual who bought it in June 2020.

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	907 RATHBONE CIR, FOLSOM, CA 95630-8534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jun 30, 2020	Grant Deed, Transfer · Conventional with PMI COMMERCE HM MTG
Jul 13, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Aug 17, 2017	Quit Claim Deed, Mortgage · FHA Mortgage SUN WEST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Prior Sale	May 16, 2014 · Amount on File
Deed Book / Page	20200630 / 1230
Prior Transfer Date	Apr 26, 2010
Prior Transfer Doc	0000001292
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	907 RATHBONE CIR, FOLSOM, CA 95630-8534
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 RATHBONE CIR, FOLSOM, CA 95630-8534

Mortgage

Document Number	0000002209
Date	Feb 16, 2021
Instrument	202102162209

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	907 RATHBONE CIR, FOLSOM, CA 95630-8534
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 RATHBONE CIR, FOLSOM, CA 95630-8534

Mortgage

Document Number	0000000896
Date	Aug 22, 2022
Instrument	2022082200896

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 30, 2020
Property Address	907 RATHBONE CIR, FOLSOM, CA 95630-8534
Document Number	2006301230
Instrument Date	Jun 23, 2020
Instrument	2006301230
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 RATHBONE CIR FOLSOM CA 956308534, FOLSOM, CA 95630-8534

Mortgage

Document Number	2006301231
Date	Jun 30, 2020
Instrument	2006301231

Lender

Name	COMMERCE HM MTG
Address	IRVINE, CA 92606

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	907 RATHBONE CIR, FOLSOM, CA 95630-8534
Document Number	1807180900
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	907 RATHBONE CIR FOLSOM CA 956308534, FOLSOM, CA 95630-8534

Mortgage

Document Number	1807180900
Date	Jul 18, 2018
Instrument	1807180900

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2048

August 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 17, 2017
Property Address	907 RATHBONE CIR, FOLSOM, CA 95630-8534
Document Number	1708170744
Instrument Date	Jul 21, 2017
Instrument	1708170744
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	907 RATHBONE CIR FOLSOM CA 956308534, FOLSOM, CA 95630-8534

Mortgage

Document Number	1708170745
Date	Aug 17, 2017
Instrument	1708170745

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 907 Rathbone Cir was $6,528, up 2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$591,219 (+2%) Land $189,635 Building $401,584
2025	$6,528.00 (+2.05%)	$579,627 Land $185,917 Building $393,710
2024	$6,397.00 (+1.77%)
2023	$6,286.00 (+1.45%)	$557,122 Land $178,699 Building $378,423
2022	$6,196.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 907 Rathbone Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 907 Rathbone Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net.

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