Winneshiek County property record for 907 Pine Ridge Ct, Decorah, IA 52101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,098 sqft · built 1969 |
| Lot Size | 0.842 acres (36,698 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Aug 2021) |
| Tax Bill | $7,234 (2026) |
| Deeds & Mortgages | Sep 2018 Mortgage Feb 2019 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110940201400 |
| Primary APN | 110940201400 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,098 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 1,568 sqft |
| Finished Basement | 750 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 36,698 sqft (0.842 acres) |
| Lot Dimensions | 161 ft deep x 30 ft wide |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 907 PINE RIDGE CT |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-1135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4, 1-1-5 PINE CREST ADDN & LOT 7 & 8 PINE CREST 2ND ADDN |
| Legal Range | 08W |
| Legal Township | 98N |
| Legal Section | 09 |
| Legal Subdivision | PINE CREST 2ND ADD |
| Legal Lot Number | 1-5,7-8 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | DECORAH |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 950200 |
Source: Winneshiek County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 907 PINE RIDGE CT, DECORAH, IA 52101-1135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2018 | Deed of Trust, Mortgage DECORAH BANK & TRUST COMPANY |
| Feb 19, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance DECORAH BANK & TRUST COMPANY |
| Aug 1, 2019 | Deed of Trust, Mortgage · ARM DECORAH BANK & TRUST COMPANY |
| Jul 12, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage DECORAH BANK & TRUST CO |
| Aug 30, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on Record |
| Deed Sale | Aug 30, 2021 · Amount on Record |
| Deed Document Number | 20213477 |
| Deed Book / Page | 2021 / 3477 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 907 PINE RIDGE CT, DECORAH, IA 52101-1135 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000002724 |
|---|---|
| Date | Sep 21, 2018 |
| Book Page | 0000002018/0000002724 |
| Instrument | 000000002724 |
| Name | DECORAH BANK & TRUST COMPANY |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 4 Months |
| Due | Jan 1, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 907 PINE RIDGE CT, DECORAH, IA 52101-1135 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/382 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 2019/382 |
| Instrument | 382 |
| Name | DECORAH BANK & TRUST COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Mar 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 907 PINE RIDGE CT, DECORAH, IA 52101-1135 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/2053 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 2019/2053 |
| Instrument | 2053 |
| Name | DECORAH BANK & TRUST COMPANY |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Jul 31, 2024 |
| Index | 5-Year CMT |
| Margin | 4 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 907 PINE RIDGE CT, DECORAH, IA 52101-1135 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/2798 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 2021/2798 |
| Instrument | 2021 2798 |
| Name | DECORAH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 5, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | Aug 30, 2021 |
| Property Address | 907 PINE RIDGE CT, DECORAH, IA 52101-1135 |
| Document Number | 2021/3477 |
| Book / Page | 2021 / 3477 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021 3477 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $599.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 907 PINE RIDGE CT, DECORAH, IA 52101-1135 |
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Decorah City |
| Unified School District | Decorah Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,234.00 | $443,800 (-) Land $64,070 Building $379,730 | $443,800 (-) Land $64,070 Building $379,730 |
| 2025 | $7,234.00 (+4.78%) Homeowner's exemption | $443,800 (+13.61%) Land $64,070 Building $379,730 | $443,800 (+13.61%) Land $64,070 Building $379,730 |
| 2024 | $6,904.00 (-0.23%) | ||
| 2023 | $390,650 (+14.56%) Land $64,070 Building $326,580 | $390,650 (+14.56%) Land $64,070 Building $326,580 | |
| 2022 | $6,920.00 Homeowner's exemption | $340,990 Land $53,390 Building $287,600 | |
| 2021 | $340,990 Land $53,390 Building $287,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 9 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| GigFire Fixed Wireless | 150 / 130 |
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