907 Pear St, White Oak, TX 75693 Property Records

Gregg County property record for 907 Pear St, White Oak, TX 75693

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1983
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$118,900 (Jun 2018)
Tax Bill	$1,573 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2021 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R13184`

Property Details

APN / Parcel Number

Primary APN	`R13184`
Alternative APNs	`0069003808-016-04-01` `13184`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Flooring	Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13184
Street Address	907 PEAR ST
City	WHITE OAK
State	TX
Zip	75693-1939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 38 W H CASTLEBERRY SUR TR 16-04 SEC 8
Legal Subdivision	CASTLEBERRY W H SUR
Legal Tract	16
Legal Block	8
Legal Lot Number	16-4
Jurisdiction	GREGG TX
Township / Civil Division	GLADEWATER
Census Block Group	4
Census Block	4004
Census Tract	10201

Owner

907 Pear St is owned and occupied by two individuals who bought it in June 2018.

Source: Gregg County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	907 PEAR ST, WHITE OAK, TX 75693-1939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 15, 2021	Loan Modification, Mortgage · FHA Mortgage MR COOPER
Jun 11, 2018	Vendor's Lien, Transfer · FHA Mortgage SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2018 · Amount on File
Deed Sale	Jun 11, 2018 · Amount on File
Deed Document Number	20188929
Prior Transfer Date	Jun 7, 2018
Prior Transfer Doc	0000008929
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREGG TX
Property Address	907 PEAR ST, WHITE OAK, TX 75693-1939
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 PEAR ST, WHITE OAK, TX 75693-1939

Mortgage

Document Number	0000002823
Date	Mar 3, 2026
Instrument	202602823

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GREGG TX
Property Address	907 PEAR ST, WHITE OAK, TX 75693-1939
Document Number	0000001922
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 PEAR ST WHITE OAK TX 756931939, WHITE OAK, TX 75693-1939

Mortgage

Document Number	0000001922
Date	Jan 29, 2021
Instrument	1922

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GREGG TX
Recording Date	Jun 11, 2018
Property Address	907 PEAR ST, WHITE OAK, TX 75693-1939
Document Number	0000008929
Map Reference	VOL1421 PG234
Instrument Date	Jun 7, 2018
Instrument	201808929
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 PEAR ST, WHITE OAK, TX 75693-1939

Mortgage

Document Number	0000008930
Date	Jun 11, 2018
Instrument	201808930

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 907 Pear St was $1,573 with a homeowner's exemption, down 8.7% from the year before.

Source: Gregg County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Gregg County
Municipality	White Oak City
Unified School District	White Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,573.00 (-8.65%) Homeowner's exemption	$214,310 Land $13,010 Building $201,300	$214,310 Land $13,010 Building $201,300
2024	$1,722.00 (-21.44%)
2023	$2,192.00 Homeowner's exemption	$172,990 Land $7,660 Building $165,330	$172,990 Land $7,660 Building $165,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 907 Pear St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 907 Pear St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITE OAK serves 6,469 people · EPA ID TX0920006
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etex Telephone.

Nearby Properties on Pear St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures