St. Charles County property record for 907 Oak Trail Ln, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,775 sqft · built 1976 |
| Lot Size | 3.55 acres (154,638 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $454,500 (Sep 2021) |
| Tax Bill | $5,963 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 325330A023 |
| Primary APN | 325330A023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,775 sqft Living Area |
| Gross Area | 5,182 sqft |
| 1st Floor Area | 1,951 sqft |
| Basement Area | 1,696 sqft |
| Finished Basement | 817 sqft |
| Unfinished Basement | 879 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 154,638 sqft |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 325330A023 |
|---|---|
| Street Address | 907 OAK TRAIL LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-1428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | COUNTRY LIFE EST LOT 24 |
| Legal Subdivision | COUNTRY LIFE EST |
| Legal Lot Number | 24 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 311801 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 907 OAK TRAIL LN, O FALLON, MO 63366-1428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2021 · Amount on Record |
| Deed Sale | Sep 14, 2021 · Amount on Record |
| Prior Sale | Mar 9, 2010 · Amount on Record |
| Deed Document Number | 202176835 |
| Prior Transfer Date | Sep 2, 2021 |
| Prior Transfer Doc | 2021R076835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 14, 2021 |
| Property Address | 907 OAK TRAIL LN, O FALLON, MO 63366-1428 |
| Document Number | 2021R076835 |
| Map Reference | MB 19 PG 23 |
| Instrument Date | Sep 2, 2021 |
| Instrument | 2021R-076835 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 907 OAK TRAIL LN, O FALLON, MO 63366-1428 |
| Document Number | 2021R076836 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2021R-076836 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,467 (-) | $528,768 (-) Land $74,900 Building $453,868 | |
| 2025 | $5,963.00 (+7.62%) | $100,467 (+10.68%) | $528,768 (+10.68%) Land $74,900 Building $453,868 |
| 2024 | $5,541.00 (-2.12%) | ||
| 2023 | $90,769 (+5.06%) | ||
| 2022 | $5,661.00 | $86,401 | $477,737 (+5.06%) Land $74,900 Building $402,837 |
| 2021 | $454,739 Land $74,900 Building $379,839 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 42 (1979–2022) |
| Claims Outside the SFHA | 6 of 42 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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