907 Oak St, Sandpoint, ID 83864 Property Records

Bonner County property record for 907 Oak St, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,426 sqft · built 1900
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on File
Tax Bill	$2,640 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RPS0500033003AA`

Property Details

APN / Parcel Number

Primary APN	`RPS0500033003AA`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,426 sqft Finished Area
1st Floor Area	1,426 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2000
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Galvanized Metal
Lot Area	7,057 sqft (0.162 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	907 OAK ST
City	SANDPOINT
State	ID
Zip	83864-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-57N-2W WEST END ADDN E BLK 33 LOTS 3 & 4
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	WEST END ADDN
Legal Block	33
Legal Lot Number	3-4
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	3
Census Block	3011
Census Tract	950300

Owner

907 Oak St is owned and occupied by an individual who acquired it in August 2024.

Source: Bonner County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	907 OAK ST, SANDPOINT, ID 83864-1822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 28, 2018	Warranty Deed, Transfer · Conventional Mortgage IDAHO INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2024
Deed Sale	Aug 30, 2024
Prior Sale	Jun 16, 2021 · Amount on File
Deed Document Number	20241037605
Prior Transfer Date	Jun 10, 2021
Prior Transfer Doc	0000985373
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Jun 16, 2021
Property Address	907 OAK ST, SANDPOINT, ID 83864-1822
Document Number	985373
Map Reference	MB 1 PG 63
Instrument Date	Jun 10, 2021
Instrument	985373
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	NORTH IDAHO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	907 OAK ST, SANDPOINT, ID 83864-1822

Mortgage

Document Number	985374
Date	Jun 16, 2021
Instrument	985374

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 28, 2018
Property Address	907 OAK ST, SANDPOINT, ID 83864-1822
Document Number	928594
Map Reference	MB1 PG63
Instrument Date	Sep 25, 2018
Instrument	928594
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 OAK ST, SANDPOINT, ID 83864-1822

Mortgage

Document Number	928595
Date	Sep 28, 2018
Instrument	928595

Lender

Name	IDAHO INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 907 Oak St was $2,640 with a homeowner's exemption, up 11.1% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,640.00 (+11.11%) Homeowner's exemption	$517,386 (-0.09%) Land $230,796 Building $286,590	$517,386 (-0.09%) Land $230,796 Building $286,590
2025	$2,376.00 Homeowner's exemption	$517,836 Land $230,796 Building $287,040	$517,836 Land $230,796 Building $287,040
2023	$1,985.00 Homeowner's exemption	$477,468 Land $213,346 Building $264,122	$477,468 Land $213,346 Building $264,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 907 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 907 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.3% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Kaniksu Internet.

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