907 N Walnut St, Champaign, IL 61820 Property Records

Champaign County property record for 907 N Walnut St, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	1 ba · 923 sqft · built 1887
Lot Size	0.196 acres (8,526 sqft)
Owner	2 Individual Names on File
Last Sale	$142,500 (Aug 2025)
Tax Bill	$981 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-20-12-232-006`

Property Details

APN / Parcel Number

Primary APN	`42-20-12-232-006`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	923 sqft Building Perimeter
1st Floor Area	923 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Exterior Material	Stucco
Roof Material	Other
Lot Area	8,526 sqft (0.196 acres)
Garage Type	Detached
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	907 N WALNUT ST
City	CHAMPAIGN
State	IL
Zip	61820-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 11 BEARDSLEY AND SHIVERS ADD
Legal Range	08E
Legal Township	19N
Legal Section	12
Legal Subdivision	BEARDSLEY AND SHIVERS ADD
Legal Block	11
Legal Lot Number	1
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2028
Census Tract	700

Owner

907 N Walnut St is owned and occupied by two individuals who bought it in August 2025.

Source: Champaign County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	907 N WALNUT ST, CHAMPAIGN, IL 61820-3020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage INB NATIONAL ASSOCIATION
Aug 4, 2025	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2025 · Amount on File
Deed Sale	Aug 4, 2025 · Amount on File
Prior Sale	Sep 14, 2007 · Amount on File
Deed Document Number	202511371
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	907 N WALNUT ST, CHAMPAIGN, IL 61820-3020
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014727
Date	Aug 8, 2022
Instrument	2022R14727

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2037

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 4, 2025
Property Address	907 N WALNUT ST, CHAMPAIGN, IL 61820-3020
Document Number	0000011371
Map Reference	DD 35 PG 432
Instrument Date	May 22, 2025
Instrument	2025R11371
Transaction Type	Transfer
Record Updated	Aug 13, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	907 N WALNUT ST, CHAMPAIGN, IL 61820-3020

Mortgage

Document Number	0000011372
Date	Aug 4, 2025
Instrument	2025R11372

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.5%

Mortgage

Document Number	0000011373
Date	Aug 4, 2025
Instrument	2025R11373

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,360 Land $2,880 Building $16,480	$58,080 Land $8,640 Building $49,440
2024	$981.00
2022	$781.00 Homeowner's exemption	$14,500 Land $2,160 Building $12,340	$43,500 Land $6,480 Building $37,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 907 N Walnut St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jun 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 907 N Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fidium Fiber, Mediacom Xtream, Nextlink, Pavlov Media.

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