907 N Oak St, Bloomington, IL 61701 Property Records

McLean County property record for 907 N Oak St, Bloomington, IL 61701

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 985 sqft · built 1910
Lot Size0.177 acres (7,716 sqft)
OwnerIndividual Name on File
Last Sale$71,000 (Sep 2018)
Tax Bill$1,934 (2024)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-04-104-006

Property Details

APN / Parcel Number

Primary APN21-04-104-006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area985 sqft Living Area
Gross Area1,733 sqft
1st Floor Area985 sqft
Basement Area748 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialOther
Lot Area7,716 sqft (0.177 acres)
Lot Dimensions117 ft deep x 66 ft wide
View / LotLake Front
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area350 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address907 N OAK ST
CityBLOOMINGTON
StateIL
Zip61701-2828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionALLIN GRIDLEY & PRICKETTS ADD LOT 10 BLK 5
Legal Range02E
Legal Township23N
Legal Section04
Legal SubdivisionALLIN GRIDLEY & PRICKETTS ADD
Legal Block5
Legal Lot Number10
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group2
Census Block2004
Census Tract1303

Owner

907 N Oak St is owned and occupied by an individual who bought it in September 2018.

Source: McLean County records, as of April 8, 2026

Owner of RecordIndividual Name on File
Mailing Address907 N OAK ST, BLOOMINGTON, IL 61701-2828
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2018 · Amount on File
Deed SaleSep 11, 2018 · Amount on File
Deed Document Number201814930
Record UpdatedOct 29, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateSep 11, 2018
Property Address907 N OAK ST, BLOOMINGTON, IL 61701-2828
Document Number201800014930
Instrument DateAug 31, 2018
Instrument2018-00014930
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyMCLEAN COUNTY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$106.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address907 N OAK ST, BLOOMINGTON, IL 61701-2828

Mortgage

Document Number201800014931
DateSep 11, 2018
Instrument2018-00014931
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2048
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$34,560 Land $10,504 Building $24,056$103,680 Land $31,512 Building $72,168
2024$1,934.00 (+10.26%)
2023$1,754.00$26,993 Land $8,204 Building $18,789$80,979 Land $24,612 Building $56,367

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 907 N Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 907 N Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

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