907 N Elm St, Kemp, TX 75143 Property Records

Kaufman County property record for 907 N Elm St, Kemp, TX 75143

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,302 sqft · built 1961
Lot Size	0.952 acres (41,469 sqft)
Owner	Individual Name on File
Tax Bill	$3,175 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R697`

Property Details

APN / Parcel Number

Primary APN	`R697`
Alternative APNs	`99.0003.0000.0650.00.04.04` `697`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,302 sqft Living Area
Gross Area	3,207 sqft
1st Floor Area	2,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,469 sqft (0.952 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	505 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	907 N ELM ST
City	KEMP
State	TX
Zip	75143-7724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J S ABLES, TRACT 650.00; 0.952 ACRES
Legal Subdivision	J S ABLES
Legal Tract	650.00
Legal Block	3
Jurisdiction	KAUFMAN TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	3
Census Block	3006
Census Tract	51301

Owner

907 N Elm St is owned and occupied by an individual.

Source: Kaufman County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	905 N ELM ST, KEMP, TX 75143-7724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage TEXAS TRUST CU
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage TEXAS TRUST CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	907 N ELM ST, KEMP, TX 75143
Transaction Type	Mortgage
Record Updated	Jul 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 N ELM ST, KEMP, TX 75143

Mortgage

Document Number	0081320461
Date	Jun 26, 2023
Book Page	8132/461
Instrument	2023-0017492

Lender

Name	TEXAS TRUST CU
Type	Credit Union
Address	MANSFIELD, TX 76063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2043

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	907 N ELM ST, KEMP, TX 75143
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0074550262
Date	Jan 31, 2022
Book Page	7455/262
Instrument	2022-0004262

Lender

Name	TEXAS TRUST CU
Type	Credit Union
Address	MANSFIELD, TX 76063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 907 N Elm St was $3,175 with exemptions applied, down 17% from the year before.

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Kemp City
Unified School District	Kemp Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,175.00 (-16.99%) Homeowner's exemption Senior Citizen's exemption	$259,524 Land $21,520 Building $238,004	$259,524 Land $21,520 Building $238,004
2024	$3,825.00 (+23.43%)
2023	$3,099.00 (-33.54%) Homeowner's exemption Senior Citizen's exemption	$286,001 Land $21,520 Building $264,481	$286,001 Land $21,520 Building $264,481
2022	$4,663.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 907 N Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 907 N Elm St is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEMP serves 1,283 people · EPA ID TX1290004
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2021 E. coli not recorded as resolved · Jul 2018
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Brightspeed, Optimum.

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