907 Morningside Dr, Xenia, OH 45385 Property Records

Greene County property record for 907 Morningside Dr, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,671 sqft · built 1959
Lot Size	0.193 acres (8,418 sqft)
Owner	Individual Name on File
Last Sale	$121,000 (Apr 1986)
Tax Bill	$4,025 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M40-0002-0003.0-0136.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0002-0003.0-0136.00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	4 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,671 sqft Living Area
1st Floor Area	2,158 sqft
Basement Area	2,017 sqft
Unfinished Basement	2,017 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,418 sqft (0.193 acres)
Lot Width	56 ft Width
Garage Type	Attached
Garage Area	579 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	907 MORNINGSIDE DR
City	XENIA
State	OH
Zip	45385-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWBROOK 6 S S LOT 130 907 MORNINGSIDE DR
Legal Subdivision	MEADOWBROOK 6
Legal Lot Number	130
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	3
Census Block	3014
Census Tract	240500

Owner

907 Morningside Dr is owned and occupied by an individual who bought it in April 1986.

Source: Greene County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	907 MORNINGSIDE DR, XENIA, OH 45385-1841
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 1986 · Amount on File
Deed Sale	Apr 1, 1986 · Amount on File
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	907 MORNINGSIDE DR, XENIA, OH 45385-1841
Document Number	0000013994
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 MORNINGSIDE DR XENIA OH 453851841, XENIA, OH 45385-1841

Mortgage

Document Number	0000013994
Date	Aug 23, 2018
Instrument	13994

Lender

Name	SECURITY NAT'L BK
Type	Bank
Address	SPRINGFIELD, OH 45502

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 22, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 907 Morningside Dr was $4,025, down 5.5% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,025.00 (-5.47%)	$111,940 (-) Land $7,530 Building $104,410
2024	$4,258.00 (-2.38%)	$111,940 (-) Land $7,530 Building $104,410
2023	$4,362.00 (+17.57%)	$111,940 (+33.88%) Land $7,530 Building $104,410	$319,820 Land $21,520 Building $298,300
2022	$3,710.00	$83,610 Land $4,710 Building $78,900
2020			$238,870 Land $13,450 Building $225,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 907 Morningside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2004–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 907 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20