907 Monroe St, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 907 Monroe St, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,065 sqft · built 1940
Lot Size0.169 acres (7,350 sqft)
OwnerIndividual Name on File
Tax Bill$6,751 (2025)
Deeds & MortgagesJul 2022 Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-000-06855803

Property Details

APN / Parcel Number

Primary APN06-000-06855803
Alternative APNs
  • 6-000-06855803
  • 00006855803

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,065 sqft Living Area
1st Floor Area780 sqft
Basement Area700 sqft
Finished Basement700 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialSiding Sheathing
Roof MaterialComposition Shingle
Lot Area7,350 sqft (0.169 acres)
PorchOpen Porch
Porch Area98 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00006855803
Street Address907 MONROE ST
CityANNAPOLIS
StateMD
Zip21403-2136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 10 EASTPORT
Legal SubdivisionEASTPORT
Legal Block2
Legal Lot Number10
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2011
Census Tract706402

Owner

907 Monroe St is owned and occupied by an individual who acquired it in November 2021.

Source: Anne Arundel County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address907 MONROE ST, ANNAPOLIS, MD 21403-2136
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Oct 24, 2020Intrafamily Transfer, Transfer · VA Mortgage
USAA FSB
Oct 4, 2017Grant Deed, Transfer · Conventional with PMI
PRIMARY RESID'L MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2020
Deed SaleOct 24, 2020
Prior SaleOct 4, 2017 · Amount on File
Deed Book / Page35472 / 321
Last Transfer DateNov 19, 2021
Transfer Doc0405020483
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address907 MONROE ST, ANNAPOLIS, MD 21403-2136
Transaction TypeMortgage
Record UpdatedJul 27, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address907 MONROE ST, ANNAPOLIS, MD 21403-2136

Mortgage

Document Number0389100435
DateJul 6, 2022
Book Page38910/435
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term353 Months
DueDec 1, 2051

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateOct 24, 2020
Property Address907 MONROE ST, ANNAPOLIS, MD 21403-2136
Document Number0354720321
Book / Page35472 / 321
Map ReferenceLB JHH 238 FO 6
Instrument DateSep 1, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address907 MONROE ST, ANNAPOLIS, MD 21403-2136

Mortgage

Document Number35472326
DateOct 24, 2020
Instrument35472/326
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateOct 4, 2017
Property Address907 MONROE ST, ANNAPOLIS, MD 21403-2136
Document Number0314220097
Book / Page031422 / 000097
Instrument DateSep 11, 2017
Transaction TypeTransfer
Record UpdatedFeb 20, 2018
Title CompanyCHARTER TITLE CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address907 MONROE ST ANNAPOLIS MD 214032136, ANNAPOLIS, MD 21403-2136

Mortgage

Document Number314220103
DateOct 4, 2017
Book Page031422/000103
Lender
NamePRIMARY RESID'L MTG
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 907 Monroe St was $6,751, up 9.6% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$513,500 (+8.98%) Land $261,700 Building $251,800$513,500 (-) Land $261,700 Building $251,800
2025$6,751.00 (+9.56%)$471,167$513,500 Land $261,700 Building $251,800
2024$6,162.00 (+11.03%)
2023$5,550.00$386,500 Land $230,000 Building $156,500$386,500 Land $230,000 Building $156,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 907 Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 907 Monroe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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