Madison County property record for 907 Locust St, Frankton, IN 46044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,856 sqft · built 2023 |
| Lot Size | 0.17 acres (7,392 sqft) |
| Owner | Individual Name on File |
| Last Sale | $32,000 (Sep 2021) |
| Tax Bill | $2,213 (2025) |
| Deeds & Mortgages | Oct 2022 Construction Loan Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05-31-404-040.000-028 |
| Primary APN | 48-05-31-404-040.000-028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,856 sqft Living Area |
| 1st Floor Area | 1,856 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 7,392 sqft (0.17 acres) |
| Lot Dimensions | 132 ft deep x 56 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001313765 |
|---|---|
| Street Address | 907 LOCUST ST |
| City | FRANKTON |
| State | IN |
| Zip | 46044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATKINS 2ND 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT: |
| Legal Subdivision | JOSEPH M WATKINS 2ND ADDITION |
| Jurisdiction | MADISON IN |
| Township / Civil Division | PIPE CREEK |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 10900 |
907 Locust St is owned and occupied by an individual who bought it in September 2021.
Source: Madison County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 414, FRANKTON, IN 46044-0414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2022 | Deed of Trust, Mortgage · Construction Mortgage FIRST SIGNATURE LENDING LLC |
| Sep 27, 2021 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on File |
| Deed Sale | Sep 27, 2021 · Amount on File |
| Deed Document Number | 202118522 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IN |
| Property Address | 907 LOCUST ST, FRANKTON, IN 46044 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022R16987 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 2022R16987 |
| Name | FIRST SIGNATURE LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Oct 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IN |
| Recording Date | Sep 27, 2021 |
| Property Address | 907 LOCUST ST, FRANKTON, IN 46044 |
| Document Number | 2021R18522 |
| Map Reference | BK 3 PG 110 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021R18522 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | DELAWARE, FRANKTON, IN 46044 |
The 2025 property tax bill for 907 Locust St was $2,213 with a homeowner's exemption, up 5% from the year before.
Source: Madison County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Madison County |
| County Subdivision | Pipe Creek Township |
| Municipality | Frankton Town |
| Unified School District | Frankton-Lapel Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,213.00 (+5.03%) Homeowner's exemption | $245,900 Land $8,200 Building $237,700 | $245,900 Land $8,200 Building $237,700 |
| 2024 | $2,107.00 | ||
| 2023 | $1,200 (+9.09%) Land $1,200 | $1,200 (+9.09%) Land $1,200 | |
| 2022 | $33.00 | $1,100 Land $1,100 | $1,100 Land $1,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 907 Locust St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–2003) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 907 Locust St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKTON WATER WORKS serves 1,800 people · EPA ID IN5248008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 11 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FiberHawk Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: BridgeMAXX Suncoast Broadband, Nextlink.
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