907 Liberty Dr, Seneca, MO 64865 Property Records

Newton County property record for 907 Liberty Dr, Seneca, MO 64865

Property Summary

Property Type	Single Family Home
Details	1,758 sqft · built 2015
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,526 (Jun 2026)
Tax Bill	$1,118 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-28158-25`

Property Details

APN / Parcel Number

Primary APN	`45-28158-25`
Alternative APN	`19-3.0-08-004-001-001.001`

Interior

Building Area	1,758 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	150 ft deep x 130 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	907 LIBERTY DR
City	SENECA
State	MO
Zip	64865-9315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST ESTATES: LOT 4
Legal Range	34W
Legal Township	24N
Legal Section	08
Legal Subdivision	HILLCREST ESTATES
Legal Lot Number	4
Jurisdiction	NEWTON MO
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3056
Census Tract	20700

Owner

Source: Newton County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	907 LIBERTY DR, SENECA, MO 64865-9315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK AND TRUST
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Deed Document Number	20263933
Deed Book / Page	375 / 3893
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON MO
Recording Date	Jun 2, 2026
Property Address	907 LIBERTY DR, SENECA, MO 64865-9315
Document Number	0000003933
Book / Page	375 / 3893
Instrument Date	May 29, 2026
Instrument	20263933
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	WASCO TITLE, WACO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 LIBERTY DR, SENECA, MO 64865-9315

Mortgage

Document Number	0000003934,
Date	Jun 2, 2026
Instrument	20263934

Lender

Name	COMMUNITY BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON MO
Recording Date	Jun 2, 2026
Property Address	907 LIBERTY DR, SENECA, MO 64865-9315
Document Number	00375/3893
Book / Page	375 / 3893
Instrument Date	May 29, 2026
Instrument	20263933
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	WACO LAND TITLE, WACO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 LIBERTY DR, SENECA, MO 64865-9315

Mortgage

Document Number	0000003934,
Date	Jun 2, 2026
Instrument	20263934

Lender

Name	COMMUNITY TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Newton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Newton County
Municipality	Seneca City
Unified School District	Seneca R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,118.00 (+0.63%)	$20,580 (+2.44%)	$108,300 (+2.46%) Land $16,300 Building $92,000
2024		$20,090 (-)	$105,700 (-) Land $16,300 Building $89,400
2023	$1,111.00	$20,090 Land $3,098 Building $16,992	$105,700 Land $16,300 Building $89,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2000–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SENECA PWS serves 2,390 people · EPA ID MO5010733
Water Source	Groundwater
Last State Inspection	May 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rally Networks DSL · Fiber in parts of the area	100 / 50
Lost Creek Wireless Fixed Wireless	100 / 25

May also be available: T-Mobile.

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