907 Lafayette Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 907 Lafayette Ave, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,509 sqft · built 1949
Lot Size	0.13 acres (5,672 sqft)
Owner	Individual Name on File
Tax Bill	$10,169 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-04106-0000-00034`

Property Details

APN / Parcel Number

Primary APN	`19-04106-0000-00034`
Alternative APN	`190410600034`

Interior

Stories	1 Story
Building Area	1,509 sqft Living Area
1st Floor Area	1,509 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,672 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 73 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	907 LAFAYETTE AVE
City	UNION
State	NJ
Zip	07083-6720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WASHINGTON PARK
Legal Block	4106
Legal Lot Number	34
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	3
Census Block	3003
Census Tract	33000

Owner

907 Lafayette Ave is owned and occupied by an individual who acquired it in November 1994.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	907 LAFAYETTE AVE, UNION, NJ 07083-6720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 30, 1994
Transfer Doc	0000011407
Record Updated	Sep 20, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jan 24, 2020
Property Address	907 LAFAYETTE AVE, UNION, NJ 07083-6720
Document Number	0063570260
Book / Page	006357 / 000260
Instrument Date	Oct 18, 2019
Instrument	321438
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	NTC - KEY W

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	907 LAFAYETTE AVE UNION NJ 070836720, UNION, NJ 07083-6720

Mortgage

Document Number	146440333
Date	Jan 24, 2020
Book Page	014644/000333
Instrument	685682

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 907 Lafayette Ave was $10,169, up 4.4% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,600 (-) Land $21,000 Building $22,600	$43,600 (-) Land $21,000 Building $22,600
2025	$10,169.00 (+4.35%)	$43,600 Land $21,000 Building $22,600	$43,600 Land $21,000 Building $22,600
2024	$9,745.00
2023		$43,600 Land $21,000 Building $22,600	$43,600 Land $21,000 Building $22,600
2022	$9,119.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 907 Lafayette Ave in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	24 (1978–2021)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 907 Lafayette Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20