907 Highland Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 907 Highland Ave, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft · built 1956
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Mar 2026)
Tax Bill	$1,570 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`055-21-02-097.04`

Property Details

APN / Parcel Number

Primary APN	`055-21-02-097.04`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,080 sqft Finished Area
Gross Area	1,150 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	907 HIGHLAND AVE
City	FT WRIGHT
State	KY
Zip	41011-4013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X110' ES HIGHLAND 13.9' S OF SWC OF LOT 1 TRENKAMP
Legal Subdivision	TRENKAMP
Legal Phase	2
Legal Lot Number	1
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1006
Census Tract	65100

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	907 HIGHLAND AVE, FT WRIGHT, KY 41011-4013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
Mar 25, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 16, 2026	Intrafamily Transfer, Transfer 360 AMERICAN TITLE SERVICES
Nov 17, 2017	Warranty Deed, Transfer NATIONS RELIABLE LNDG
Mar 21, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Prior Sale	Nov 17, 2017 · Amount on Record
Deed Document Number	20266058
Deed Book / Page	405 / 614
Prior Transfer Date	Mar 12, 2026
Prior Transfer Doc	0000005137
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	907 HIGHLAND AVE, FT WRIGHT, KY 41011-4013
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	HIGH STREET TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 HIGHLAND AVE, FT WRIGHT, KY 41011-4013

Mortgage

Document Number	0005900192
Date	Apr 27, 2022
Book Page	365/221
Instrument	22042705900192

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	907 HIGHLAND AVE, FT WRIGHT, KY 41011-4013
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 HIGHLAND AVE, FT WRIGHT, KY 41011-4013

Mortgage

Document Number	0000006060
Date	Mar 25, 2026
Book Page	405/639
Instrument	26059000006060

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 25, 2026
Property Address	907 HIGHLAND AVE, FT WRIGHT, KY 41011-4013
Document Number	0000006058
Book / Page	405 / 614
Instrument Date	Mar 20, 2026
Instrument	26059000006058
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2068 GRIBBLE DR, COVINGTON, KY 41017-9754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 HIGHLAND AVE, FT WRIGHT, KY 41011-4013

Mortgage

Document Number	0000006059
Date	Mar 25, 2026
Instrument	26059000006059

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Mar 16, 2026
Property Address	907 HIGHLAND AVE, FT WRIGHT, KY 41011-4013
Document Number	0000005137
Book / Page	400 / 241
Instrument Date	Feb 12, 2026
Instrument	26059000005137
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	907 HIGHLAND AVE, FT WRIGHT, KY 41011-4013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 HIGHLAND AVE, FT WRIGHT, KY 41011-4013

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 17, 2017
Property Address	907 HIGHLAND AVE, FT WRIGHT, KY 41011-4013
Document Number	0000000184
Book / Page	006296 / 000315
Instrument Date	Nov 15, 2017
Instrument	184
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	PRIORITY NATIONAL TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$118.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 HIGHLAND AVE FORT WRIGHT KY 410114013, FORT WRIGHT, KY 41011-4013

Mortgage

Document Number	186
Date	Nov 17, 2017
Book Page	0C6296/000318
Instrument	186

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

Mortgage

Document Number	187,
Date	Nov 17, 2017
Book Page	0C6296/000334
Instrument	187

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	COVINGTON, KY 41011

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 16, 2022

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 21, 2017
Property Address	907 HIGHLAND AVE, FT WRIGHT, KY 41011-4013
Document Number	0000000109
Book / Page	0C6120 / 000059
Instrument Date	Jan 30, 2017
Instrument	109
Transaction Type	Transfer
Record Updated	May 16, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 CROSSING DR WILDER KY 410768848, WILDER, KY 41076-8848

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,500 (+1.69%) Land $10,000 Building $110,500	$120,500 (+1.69%) Land $10,000 Building $110,500
2025	$1,570.00 (-0.51%)	$118,500 (-) Land $5,000 Building $113,500	$118,500 (-) Land $5,000 Building $113,500
2023	$1,578.00	$118,500 Land $5,000 Building $113,500	$118,500 Land $5,000 Building $113,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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