907 Garden St, Union, NJ 07083 Property Records

Union County and Union Township property record for 907 Garden St, Union, NJ 07083

Property Summary

Property TypeSingle Family Home
Details1,523 sqft · built 1940
Lot Size0.117 acres (5,114 sqft)
Owner2 Individual Names on Record
Last Sale$580,000 (Feb 2024)
Tax Bill$11,148 (2025)
Deeds & MortgagesOct 2025 Mortgage
Feb 2024 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN19-03913-0000-00006

Property Details

APN / Parcel Number

Primary APN19-03913-0000-00006
Alternative APN
  • 190391300006

Interior

Stories1 Story
Building Area1,523 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialConcrete Block
Construction TypeFrame
Lot Area5,114 sqft (0.117 acres)
Lot Dimensions110 ft deep x 50 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Street Address907 GARDEN ST
CityUNION
StateNJ
Zip07083-6557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionARCADIA PARK
Legal Block3913
Legal Lot Number6
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group2
Census Block2031
Census Tract32902

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address907 GARDEN ST, UNION, NJ 07083-6557
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 23, 2024Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 15, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NATIONSTAR MORTGAGE LLC
Dec 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Mar 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2024 · Amount on Record
Deed SaleFeb 23, 2024 · Amount on Record
Prior SaleMar 13, 1997 · Amount on Record
Deed Document Number202435883
Deed Book / Page6537 / 2505
Prior Transfer DateMar 2, 1999
Prior Transfer Doc0000063872
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address907 GARDEN ST, UNION, NJ 07083-6557
Transaction TypeMortgage
Record UpdatedOct 28, 2025
Title CompanySTATES TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address907 GARDEN ST, UNION, NJ 07083-6557

Mortgage

Document Number0157042404
DateOct 9, 2025
Book Page15704/2404
Instrument83985
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateFeb 23, 2024
Property Address907 GARDEN ST, UNION, NJ 07083-6557
Document Number0065372505
Book / Page6537 / 2505
Instrument DateFeb 1, 2024
Instrument35883
Transaction TypeTransfer
Record UpdatedMar 12, 2024
Title CompanySUBURBAN TITLE EXAMINERS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,973.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4027 BAYHILL ST, MYRTLE BEACH, SC 29579-4678

Transferred To (Grantee/Buyer)

NameVerified Name
Address907 GARDEN ST, UNION, NJ 07083-6557

Mortgage

Document Number0000061650
DateFeb 23, 2024
Instrument61650
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address907 GARDEN ST, UNION, NJ 07083-6557
Transaction TypeMortgage
Record UpdatedMay 26, 2023
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0153632321
DateMay 15, 2023
Book Page15363/2321
Instrument51835
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2043

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address907 GARDEN ST, UNION, NJ 07083-6557
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0148393026
DateDec 17, 2020
Book Page14839/3026
Instrument706120
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address907 GARDEN ST, UNION, NJ 07083-6557
Document Number0145422447
Instrument DateMar 17, 2019
Transaction TypeMortgage
Record UpdatedApr 5, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address907 GARDEN ST UNION NJ 070836557, UNION, NJ 07083-6557

Mortgage

Document Number0145422447
DateMar 25, 2019
Book Page014542/002447
Instrument670656
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 24, 2034

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$47,800 (-) Land $19,100 Building $28,700$47,800 (-) Land $19,100 Building $28,700
2025$11,148.00 (+7.73%)$47,800 (+3.24%) Land $19,100 Building $28,700$47,800 (+3.24%) Land $19,100 Building $28,700
2024$10,348.00 (+6.86%)
2023$46,300 (-) Land $19,100 Building $27,200$46,300 (-) Land $19,100 Building $27,200
2022$9,684.00$46,300 Land $19,100 Building $27,200$46,300 Land $19,100 Building $27,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1981–1999)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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