907 Flame Ave, Effingham, IL 62401 Property Records

Effingham County property record for 907 Flame Ave, Effingham, IL 62401 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1977
Square Footage	1,710 sqft Base Area
Lot Size	8,712 sqft (0.2 acres)
Garage	634 sqft
Occupancy	Owner Occupied
Last Sale	$202,000 (2025)
Tax Bill	$2,398.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`03-16-120-004`

Interior

Building Area	1,710 sqft Base Area
Stories	1 Stories

Exterior

Year Built	Built 1977
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces
Garage Area	634 sqft Garage

Location & Zoning

Street Address	907 FLAME AVE
City	EFFINGHAM
State	IL
Zip	62401-1776
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 133 NORTHMORE HEIGHTS ADD D 2273/131 1214/168 816/17
Legal Subdivision	NORTHMORE HEIGHTS
Legal Lot Number	133
Jurisdiction	EFFINGHAM IL
Minor Civil Division	DOUGLAS
Census Blockgroup	2
Census Block	2009
Census Tract	950700

Owner

Source: Effingham County records · APN 03-16-120-004

Assessment roll updated January 1, 2024 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	907 FLAME AVE, EFFINGHAM, IL 62401-1776
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Nov 14, 2006 · Amount on Record
Deed Doc Number	202525003402
Record Refreshed	Jun 08, 2026

September 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 22, 2025
Property Address	907 FLAME AVE, EFFINGHAM, IL 62401-1776
Document Number	202525003402
Map Reference	MB 8 PG 43
Instrument Date	Sep 19, 2025
Instrument	202525003402
Transaction Type	Transfer
Record Updated	Oct 09, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$202.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	907 FLAME AVE, EFFINGHAM, IL 62401-1776

Mortgage

Document Number	202525003403
Date	Sep 22, 2025
Instrument	202525003403

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2024 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,398.00 (-15.24%) Homeowner's exemption Senior Citizen's exemption	$58,530 (+19.89%) Land $9,340 Building $49,190	$175,590 (+19.89%) Land $28,020 Building $147,570
2022	$2,829.00 Homeowner's exemption Senior Citizen's exemption	$48,820 Land $7,790 Building $41,030	$146,460 Land $23,370 Building $123,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.