907 E Montoya Ln, Phoenix, AZ 85024 Property Records

Maricopa County property record for 907 E Montoya Ln, Phoenix, AZ 85024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,614 sqft · built 1998
Lot Size	0.122 acres (5,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jun 2021)
Tax Bill	$2,051 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2021 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`213-31-275`

Property Details

APN / Parcel Number

Primary APN	`213-31-275`
Alternative APN	`213312750`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,614 sqft Living Area
1st Floor Area	1,614 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,300 sqft (0.122 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	907 E MONTOYA LN
City	PHOENIX
State	AZ
Zip	85024-4184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	EAGLE SUMMIT AMD MCR 472-30
Legal Range	3E
Legal Township	4N
Legal Section	21
Legal Subdivision	EAGLE SUMMIT AMD
Legal Lot Number	89
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1013
Census Tract	614900

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 679, CLAYTON, CA 94517-0679
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Jun 9, 2021	Intrafamily Transfer, Transfer GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY INC
Jun 9, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Sep 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL LENDING INC
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL LENDING INC
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL LENDING INC
Feb 26, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Prior Sale	Feb 26, 2019 · Amount on Record
Deed Document Number	2021636149
Prior Transfer Date	Jun 1, 2021
Prior Transfer Doc	0000636151
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	907 E MONTOYA LN, PHOENIX, AZ 85024-4184
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 E MONTOYA LN, PHOENIX, AZ 85024-4184

Mortgage

Document Number	0000740960
Date	Jul 7, 2021
Instrument	20210740960

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	907 E MONTOYA LN, PHOENIX, AZ 85024-4184
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 E MONTOYA LN, PHOENIX, AZ 85024-4184

Mortgage

Document Number	0000700200
Date	Jun 25, 2021
Instrument	20210700200

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 9, 2021
Property Address	907 E MONTOYA LN, PHOENIX, AZ 85024-4184
Document Number	0000636151
Map Reference	MB 472 PG 30
Instrument Date	Jun 1, 2021
Instrument	20210636151
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 679, CLAYTON, CA 94517-0679

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 9, 2021
Property Address	907 E MONTOYA LN, PHOENIX, AZ 85024-4184
Document Number	0000636149
Map Reference	MB 472 PG 30
Instrument Date	Jun 1, 2021
Instrument	20210636149
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	907 E MONTOYA LN, 907, PHOENIX, AZ 85024-4184

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 679, CLAYTON, CA 94517-0679

Mortgage

Document Number	0000636150
Date	Jun 9, 2021
Instrument	20210636150

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	907 E MONTOYA LN, PHOENIX, AZ 85024-4184
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000687936
Date	Sep 4, 2019
Instrument	20190687936

Lender

Name	AMERICAN FINANCIAL LENDING INC
Type	Mortgage Company
Address	PHOENIX, AZ 85050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	907 E MONTOYA LN, PHOENIX, AZ 85024-4184
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000188979
Date	Mar 4, 2020
Instrument	20200188979

Lender

Name	AMERICAN FINANCIAL LENDING INC
Type	Mortgage Company
Address	PHOENIX, AZ 85050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	907 E MONTOYA LN, PHOENIX, AZ 85024-4184
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 E MONTOYA LN, PHOENIX, AZ 85024-4184

Mortgage

Document Number	0000994170
Date	Oct 16, 2020
Instrument	20200994170

Lender

Name	AMERICAN FINANCIAL LENDING INC
Type	Mortgage Company
Address	PHOENIX, AZ 85050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 26, 2019
Property Address	907 E MONTOYA LN, PHOENIX, AZ 85024-4184
Document Number	0000129568
Map Reference	MB 472 PG 30
Instrument Date	Feb 19, 2019
Instrument	20190129568
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	907 E MONTOYA LN, 907, PHOENIX, AZ 85024-4184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 E MONTOYA LN, PHOENIX, AZ 85024-4184

Mortgage

Document Number	0000129569
Date	Feb 26, 2019
Instrument	20190129569

Lender

Name	AMERICAN FINANCIAL LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Deer Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,560 (+71.08%)	$385,600 (-2.45%) Land $77,100 Building $308,500
2025	$2,051.00 (-8.64%)	$22,539 (-44.89%)	$395,300 (-3.35%) Land $79,000 Building $316,300
2024		$40,900	$409,000 Land $81,800 Building $327,200
2023	$2,245.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile.

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