907 E Locust St, Doniphan, MO 63935 Property Records

Ripley County property record for 907 E Locust St, Doniphan, MO 63935

Property Summary

Property TypeSingle Family Home
Details1,349 sqft · built 1943
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$37,107 (Jul 2024)
Tax Bill$354 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Jul 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN13-7.0-26-001-016-030.000

Property Details

APN / Parcel Number

Primary APN13-7.0-26-001-016-030.000

Interior

Building Area1,349 sqft Adjusted Area
1st Floor Area1,236 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialAsbestos
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address907 E LOCUST ST
CityDONIPHAN
StateMO
Zip63935-1826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSE COR 34, 358-95, 640-151,682-19
Legal Range02E
Legal Township23N
Legal Section26
JurisdictionRIPLEY MO
Township / Civil DivisionDONIPHAN
Census Block Group3
Census Block3008
Census Tract870300

Owner

Source: Ripley County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 8604, DONIPHAN, MO 63935
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2021Deed of Trust, Mortgage · Line of Credit
SOUTHERN BANK
Jul 19, 2024Warranty Deed, Transfer · Conventional Mortgage
SOUTHERN BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2024 · Amount on Record
Deed SaleJul 19, 2024 · Amount on Record
Deed Book / Page682 / 19
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIPLEY MO
Property Address907 E LOCUST ST, DONIPHAN, MO 63935-1826
Transaction TypeMortgage
Record UpdatedMay 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 RIPLEY N-2, DONIPHAN, MO 63935-7086

Mortgage

Document Number000640/152
DateJul 1, 2021
Book Page640/152
Lender
NameSOUTHERN BANK
TypeBank
AddressDONIPHAN, MO 63935
Agreement
TypeLine of Credit
AmountAmount Recorded
Term83 Months
DueJun 20, 2028

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRIPLEY MO
Recording DateJul 19, 2024
Property Address907 E LOCUST ST, DONIPHAN, MO 63935-1826
Document Number0000682/19
Book / Page682 / 19
Instrument DateJul 19, 2024
Transaction TypeTransfer
Record UpdatedMay 18, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 864, DONIPHAN, MO 63935-0864

Mortgage

Document Number0000068220
DateJul 19, 2024
Instrument682/20
Lender
NameSOUTHERN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueAug 1, 2034
Interest
Rate TypeAdjustable Rate
Rate7.87%
Type Change DateAug 1, 2028
Change FrequencyAnnually
Min Rate At Change5.87%
Max Rate At Change9.87%
Index1-Year T-Bill
Max Rate13.8%

Tax Assessment & Valuation

Source: Ripley County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyRipley County
MunicipalityDoniphan City
Unified School DistrictDoniphan R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$354.00 (+25.53%)$7,160 (+8.32%)$37,700 (+8.33%) Land $4,800 Building $32,900
2023$282.00$6,610$34,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims15 (1982–2017)
Claims Outside the SFHA4 of 15
Most Recent ClaimMay 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 8 claims
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDONIPHAN PWS
serves 2,000 people · EPA ID MO4010221
Water SourceGroundwater
Last State InspectionNov 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Starlink
Satellite
280 / 30
Boycom Cablevision
Cable
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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