907 E Division St, Watertown, WI 53094 Property Records

Jefferson County property record for 907 E Division St, Watertown, WI 53094

Property Summary

Property Type	Single Family Home
Lot Size	0.432 acres (18,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Sep 2022)
Tax Bill	$6,973 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`291-0815-0322-015`

Property Details

APN / Parcel Number

Primary APN	`291-0815-0322-015`
Alternative APN	`29145030001000`

Exterior

Lot Area	18,818 sqft (0.432 acres)

Location & Zoning

Street Address	907 E DIVISION ST
City	WATERTOWN
State	WI
Zip	53094-4038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7,8,9 & 10, HUGHES SUB.
Legal Range	15E
Legal Township	08N
Legal Section	03
Legal Subdivision	HUGHES SUB
Legal Lot Number	7-10
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERTOWN
Census Block Group	4
Census Block	4001
Census Tract	100200

Owner

Source: Jefferson County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	907 E DIVISION ST, WATERTOWN, WI 53094-4038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage THOMPSON KANE & CO LLC
Sep 11, 2020	Warranty Deed, Transfer · FHA Mortgage THOMPSON KANE & CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	20221467464
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Sep 23, 2022
Property Address	907 E DIVISION ST, WATERTOWN, WI 53094-4038
Document Number	0001467464
Instrument Date	Sep 19, 2022
Instrument	1467464
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 E DIVISION ST, WATERTOWN, WI 53094-4038

Mortgage

Document Number	0001467465
Date	Sep 23, 2022
Instrument	1467465

Lender

Name	THOMPSON KANE & CO LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Sep 11, 2020
Property Address	907 E DIVISION ST, WATERTOWN, WI 53094-4038
Document Number	0001431308
Instrument Date	Aug 26, 2020
Instrument	1431308
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 E DIVISION ST, WATERTOWN, WI 53094-4038

Mortgage

Document Number	0001431309
Date	Sep 11, 2020
Instrument	1431309

Lender

Name	THOMPSON KANE & CO LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,973.00 (+17.45%) Homeowner's exemption	$424,900 (+27.41%) Land $79,300 Building $345,600	$425,800
2023	$5,937.00	$333,500 Land $71,300 Building $262,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATERWORKS serves 23,945 people · EPA ID WI1280044
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	15 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Netwurx, T-Mobile, TDS Telecom.

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