907 E Broadway Ave, Winthrop Harbor, IL 60096 Property Records

Lake County property record for 907 E Broadway Ave, Winthrop Harbor, IL 60096

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,794 sqft · built 2001
Lot Size	0.236 acres (10,263 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (May 2026)
Tax Bill	$9,834 (2024)
Deeds & Mortgages	Apr 2021 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-09-301-036`

Property Details

APN / Parcel Number

Primary APN	`04-09-301-036`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,794 sqft Living Area
Gross Area	4,028 sqft
1st Floor Area	1,794 sqft
Basement Area	1,794 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,263 sqft (0.236 acres)
Lot Dimensions	146 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	88 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	907 E BROADWAY AVE
City	WINTHROP HARBOR
State	IL
Zip	60096-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WASHINGTON AVENUE SUB; LOT 4
Legal Subdivision	WASHINGTON AVENUE SUB
Legal Lot Number	4
Jurisdiction	LAKE IL
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1006
Census Tract	860104

Owner

907 E Broadway Ave is owned and occupied by an individual who bought it in May 2026.

Source: Lake County records, as of May 20, 2026

Owner of Record	Individual Name on File
Mailing Address	907 E BROADWAY AVE, WINTHROP HARBOR, IL 60096-1422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
May 7, 2026	Warranty Deed, Transfer · Conventional Mortgage 2004-000082 LLC
Oct 29, 2019	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on File
Deed Sale	May 7, 2026 · Amount on File
Prior Sale	Oct 29, 2019 · Amount on File
Deed Document Number	20268168034
Prior Transfer Date	Apr 27, 2001
Prior Transfer Doc	0004696142
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	907 E BROADWAY AVE, WINTHROP HARBOR, IL 60096-1422
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007778931
Date	Apr 21, 2021
Instrument	7778931

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	May 7, 2026
Property Address	907 E BROADWAY AVE, WINTHROP HARBOR, IL 60096-1422
Document Number	0008168034
Instrument Date	Apr 29, 2026
Instrument	2026.8168034
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	ADVOCUS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65,902.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	907 E BROADWAY AVE, WINTHROP HARBOR, IL 60096-1422

Mortgage

Document Number	0008168035,
Date	May 7, 2026
Instrument	2026.8168035

Lender

Name	2004-000082 LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IL
Recording Date	Oct 29, 2019
Property Address	907 E BROADWAY AVE, WINTHROP HARBOR, IL 60096-1422
Document Number	0007604368
Instrument Date	Oct 16, 2019
Instrument	7604368
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	907 E BROADWAY AVE WINTHROP HARBOR IL 600961422, WINTHROP HARBOR, IL 60096-1422

Mortgage

Document Number	7604369
Date	Oct 29, 2019
Instrument	7604369

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

Interest

Rate	4%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Benton Township
Municipality	Winthrop Harbor Village
Elementary School District	Winthrop Harbor School District 1 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,811 (+9.6%) Land $8,570 Building $107,241	$347,468 (+9.6%) Land $25,713 Building $321,755
2024	$9,834.00 (+9.05%)	$105,667 (+14.68%) Land $7,819 Building $97,848	$317,032 (+14.68%) Land $23,459 Building $293,573
2023	$9,018.00 (+8.72%)	$92,137 (+9.16%) Land $7,548 Building $84,589	$276,438 (+9.16%) Land $22,646 Building $253,792
2022	$8,295.00	$84,402 Land $7,364 Building $77,038	$253,231 Land $22,094 Building $231,137

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 907 E Broadway Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1986)
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 907 E Broadway Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP HARBOR serves 6,565 people · EPA ID IL0971950
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Apr 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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