907 E Bell Ave, Des Moines, IA 50315 Property Records

Polk County property record for 907 E Bell Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,115 sqft · built 2023
Lot Size	0.192 acres (8,351 sqft)
Owner	Individual Name on Record
Last Sale	$261,000 (Nov 2023)
Tax Bill	$328 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Feb 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010/03818-002-001`

Property Details

APN / Parcel Number

Primary APN	`010/03818-002-001`
Alternative APNs	`01003818002000` `782415426049`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,115 sqft Living Area
Gross Area	2,230 sqft
1st Floor Area	1,115 sqft
Basement Area	1,115 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,351 sqft (0.192 acres)
Lot Dimensions	167 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	144 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	907 E BELL AVE
City	DES MOINES
State	IA
Zip	50315-7435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 VAC ALLEY LYG S & ADJ & -EX N 10.3F- LOT 6 OAK HILL
Legal Subdivision	OAK HILL
Legal Lot Number	6
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1012
Census Tract	4400

Owner

Source: Polk County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	907 E BELL AVE, DES MOINES, IA 50315-7435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Feb 27, 2023	Warranty Deed, Construction Loan
Aug 24, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Prior Sale	Nov 9, 2005 · Amount on Record
Deed Document Number	202363052
Deed Book / Page	19662 / 777
Prior Transfer Date	Aug 23, 2018
Prior Transfer Doc	0000015913
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Nov 28, 2023
Property Address	907 E BELL AVE, DES MOINES, IA 50315-7435
Document Number	0000063052
Book / Page	19662 / 777
Instrument Date	Nov 13, 2023
Instrument	2023-00063052
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 8, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$416.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 E BELL AVE, DES MOINES, IA 50315-7435

Mortgage

Document Number	0000063053
Date	Nov 28, 2023
Instrument	2023-00063053

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Mortgage

Document Number	0000063054
Date	Nov 28, 2023
Book Page	19662/790
Instrument	2023-00063054

Lender

Name	IOWA FINANCE AUTHORITY
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

February 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 27, 2023
Property Address	907 E BELL AVE, DES MOINES, IA 50315-7435
Document Number	0000008718
Book / Page	19403 / 828
Instrument Date	Feb 21, 2023
Instrument	2023-00008718
Transaction Type	Construction Loan
Record Updated	Mar 9, 2023

Transaction

Amount	Amount Recorded
Tax	$36.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5909 GRAND AVE, DES MOINES, IA 50312-1414

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Aug 24, 2018
Property Address	907 E BELL AVE, DES MOINES, IA 50315-7435
Document Number	0000015913
Book / Page	017051 / 000076
Instrument Date	Aug 23, 2018
Instrument	15913
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	851 E BELL AVE DES MOINES IA 503157440, DES MOINES, IA 50315-7440

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$278,500 (+1,567.66%) Land $24,900 Building $253,600	$278,500 (+1,567.66%) Land $24,900 Building $253,600
2024	$328.00 (-66.6%)
2023		$16,700 Land $16,700	$16,700 Land $16,700
2020	$982.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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