907 E 4 1/2 St, Berwick, PA 18603 Property Records

Luzerne County property record for 907 E 4 1/2 St, Berwick, PA 18603

Property Summary

Property Type	Single Family Home
Details	1,404 sqft · built 1975
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Jul 2019)
Tax Bill	$2,482 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-P3NW4-03A-09A`

Property Details

APN / Parcel Number

Primary APN	`55-P3NW4-03A-09A`
Alternative APNs	`55-P3NW4-03A-09A-000` `5500P3NW4 03A09A`

Interior

Stories	1 Story
Building Area	1,404 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	98 ft deep x 107 ft wide

Location & Zoning

Old Parcel Number	55-P3NW4-03A-09A
Street Address	907 E 4 1/2 ST
City	BERWICK
State	PA
Zip	18603-3440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	55-243-1-D148-D11-6 907 E FOUR 1/2 ST
Legal Subdivision	GREEN ACRES SUBDIVISION
Legal Block	3A
Legal Lot Number	9A
Jurisdiction	LUZERNE PA
Township / Civil Division	SALEM
Census Block Group	4
Census Block	4003
Census Tract	216100

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	907 E 4 1/2 ST, BERWICK, PA 18603-3440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST KEYSTONE COMMUNITY BANK
Apr 29, 2024	Deed of Trust, Mortgage · Line of Credit FIRST KEYSTONE COMMUNITY BANK
Jun 15, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST KEYSTONE COMMUNITY BANK
Jul 22, 2019	Deed, Transfer · Conventional Mortgage FIRST KEYSTONE COMMUNITY BANK
Mar 10, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2019 · Amount on Record
Deed Sale	Jul 22, 2019 · Amount on Record
Prior Sale	Mar 10, 2017 · Amount on Record
Deed Document Number	201939272
Deed Book / Page	3019 / 126316
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Recording Date	Jun 10, 2026
Property Address	907 E 4 1/2 ST, BERWICK, PA 18603-3440
Document Number	0000031558
Book / Page	3026 / 134327
Instrument Date	May 29, 2026
Instrument	202631558
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	UNITED ONE RESOURCES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 E 4 1/2 ST, BERWICK, PA 18603-3440

Mortgage

Document Number	0000031558,
Date	Jun 10, 2026
Book Page	3026/134327
Instrument	202631558

Lender

Name	FIRST KEYSTONE COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	907 E 4 1/2 ST, BERWICK, PA 18603-3440
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 E 4 1 2 ST, BERWICK, PA 18603

Mortgage

Document Number	0000022013
Date	Apr 29, 2024
Book Page	3024/75444
Instrument	202422013

Lender

Name	FIRST KEYSTONE COMMUNITY BANK
Type	Bank
Address	BERWICK, PA 18603

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	907 E 4 1/2 ST, BERWICK, PA 18603-3440
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031809
Date	Jun 15, 2018
Book Page	3018/108539
Instrument	201831809

Lender

Name	FIRST KEYSTONE COMMUNITY BANK
Type	Bank
Address	BERWICK, PA 18603

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LUZERNE PA
Recording Date	Jul 22, 2019
Property Address	907 E 4 1/2 ST, BERWICK, PA 18603-3440
Document Number	0000039272
Book / Page	3019 / 126316
Instrument Date	Jul 19, 2019
Instrument	201939272
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1211 STATE ROUTE 93, 1211, BERWICK, PA 18603-5409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 EAST 4 1 2 STREET, BERWICK, PA 18603

Mortgage

Document Number	0000039273
Date	Jul 22, 2019
Instrument	201939273

Lender

Name	FIRST KEYSTONE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 19, 2039

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUZERNE PA
Recording Date	Mar 10, 2017
Property Address	907 E 4 1/2 ST, BERWICK, PA 18603-3440
Document Number	0000013435
Book / Page	003017 / 048311
Instrument Date	Mar 8, 2017
Instrument	13435
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1211 STATE ROUTE 93 BERWICK PA 186035409, BERWICK, PA 18603-5409

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Salem Township
Unified School District	Berwick Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,482.00 (+0.04%) Homeowner's exemption	$108,700 (-) Land $38,300 Building $70,400
2025	$2,481.00 (+6.85%)
2024		$108,700 Land $38,300 Building $70,400
2023	$2,322.00
2009			$108,700 Land $38,300 Building $70,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1979–2006)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jun 2006 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMERICAN WATER BERWICK private · serves 15,282 people · EPA ID PA4190013
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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