907 D St NW, Ardmore, OK 73401 Property Records

Carter County property record for 907 D St NW, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,932 sqft · built 1955
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Jun 2025)
Tax Bill	$1,613 (2025)
Deeds & Mortgages	Feb 2009 Mortgage Oct 2006 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0010-00-088-002-0-002-00`

Property Details

APN / Parcel Number

Primary APN	`0010-00-088-002-0-002-00`
Alternative APN	`720`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,932 sqft Living Area
1st Floor Area	2,960 sqft
2nd Floor Area	972 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	149 ft deep x 47 ft wide
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	490 sqft
Deck Area	1,097 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	720
Street Address	907 D ST NW
City	ARDMORE
State	OK
Zip	73401-5851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ARDMORE LOTS & BLKS, BLK 88 (SELVIDGE RE-SUB BLK 2) LOT 2 S 47.5 (47.5X149.6) LOT3 (62.5X149.6X62.5X148.23) LOT 12 S 47.5 (47
Legal Range	02E
Legal Township	04S
Legal Section	30
Legal Subdivision	ARDMORE CITY
Legal Block	88
Legal Lot Number	2,3,12
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	4
Census Block	4020
Census Tract	893100

Owner

907 D St NW is owned and occupied by two individuals who bought it in June 2025.

Source: Carter County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	907 D ST NW, ARDMORE, OK 73401-5851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2009	Deed of Trust, Mortgage · FHA Mortgage RESOURCE MORTGAGE OF NORMAN INC
Oct 13, 2006	Deed of Trust, Mortgage · Conventional Mortgage STERRA PACIFIC MORTGAGE CO INC
Jun 10, 2025	Warranty Deed, Transfer ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW SV
Feb 11, 2022	Special Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Mar 30, 2021	Special Warranty Deed, Foreclosure SERVICELINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on File
Deed Sale	Jun 10, 2025 · Amount on File
Prior Sale	Jan 3, 2023 · Amount on File
Deed Document Number	20256174
Deed Book / Page	7714 / 162
Prior Transfer Date	Dec 2, 2019
Prior Transfer Doc	0000014177
Record Updated	Oct 29, 2026

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	907 D ST NW, ARDMORE, OK 73401-5851
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004955/279
Date	Feb 6, 2009
Book Page	4955/279
Instrument	2009-001278

Lender

Name	RESOURCE MORTGAGE OF NORMAN INC
Type	Non-Lending Institution
Address	00000

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2039

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	907 D ST NW, ARDMORE, OK 73401-5851
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004540/237
Date	Oct 13, 2006
Book Page	4540/237
Instrument	2006-012741

Lender

Name	STERRA PACIFIC MORTGAGE CO INC
Type	Non-Lending Institution
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2021

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jun 10, 2025
Property Address	907 D ST NW, ARDMORE, OK 73401-5851
Document Number	007714/162
Book / Page	7714 / 162
Instrument Date	Jun 4, 2025
Instrument	I-2025-006174
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW SV

Transaction

Amount	Amount on Record
Tax	$172.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	907 D ST NW, ARDMORE, OK 73401-5851

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Feb 11, 2022
Property Address	907 D ST NW, ARDMORE, OK 73401-5851
Document Number	007180/126
Book / Page	7180 / 126
Instrument Date	Feb 8, 2022
Instrument	I-2022-001611
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 VALLEY VIEW DR STE 316, 316, DELTA, CO 81416-3130

Mortgage

Document Number	I2022001612
Date	Feb 11, 2022
Instrument	I-2022-001612

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 5, 2052

March 2021: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Mar 30, 2021
Property Address	907 D ST NW, ARDMORE, OK 73401-5851
Document Number	007016/169
Book / Page	7016 / 169
Instrument Date	Dec 24, 2019
Instrument	2021-003139
Transaction Type	Foreclosure
Record Updated	Jan 27, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 907 D St NW was $1,613 with a homeowner's exemption.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,800 (-14.61%) Land $1,141 Building $12,659	$115,000 (-14.61%) Land $9,510 Building $105,490
2025	$1,613.00	$16,161 (-6.33%) Land $1,380 Building $14,781	$134,670 (-10.32%) Land $11,500 Building $123,170
2024	$1,613.00 (-0.68%)	$17,253 (+5%) Land $1,380 Building $15,873	$150,168 (+9.67%) Land $11,500 Building $138,668
2023	$1,624.00	$16,432 Land $1,380 Building $15,052	$136,931 Land $11,500 Building $125,431

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 907 D St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 907 D St NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband.

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