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907 Cypress Trl, O Fallon, MO 63368 Property Records

St. Charles County property record for 907 Cypress Trl, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,166 sqft · built 2001
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Tax Bill$5,278 (2025)
Deeds & MortgagesApr 2024 Sale
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT001700364

Property Details

APN / Parcel Number

Primary APNT001700364
Alternative APN
  • 4-0036-8115-00-0011.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,166 sqft Living Area
Gross Area4,934 sqft
1st Floor Area1,798 sqft
Basement Area1,368 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area105 sqft

Location & Zoning

Account NumberT001700364
Street Address907 CYPRESS TRL
CityO FALLON
StateMO
Zip63368-8167
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRED ORCHARD VLG LOT 11
Legal SubdivisionRED ORCHARD VLG
Legal Lot Number11
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group1
Census Block1003
Census Tract311153

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address907 CYPRESS TRL, O FALLON, MO 63368-8167
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2024Beneficiary Deed, Transfer
Feb 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES NATIONAL BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2014
Deed SaleNov 3, 2014
Prior SaleJul 22, 2003 · Amount on Record
Deed Document Number2014613050
Deed Book / Page6262 / 881
Last Transfer DateApr 3, 2024
Transfer Doc0000012594
Record UpdatedOct 29, 2026

April 2024: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateApr 4, 2024
Property Address907 CYPRESS TRL, O FALLON, MO 63368-8167
Document Number0000012594
Map ReferenceMB 35 PG 272
Instrument DateApr 3, 2024
Instrument2024R-012594
Transaction TypeTransfer
Record UpdatedApr 19, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address907 CYPRESS TRL, O FALLON, MO 63368-8167

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address907 CYPRESS TRL, O FALLON, MO 63368-8167
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0072360698
DateFeb 24, 2020
Book Page7236/698
Instrument20200224000112880
Lender
NamePEOPLES NATIONAL BANK NA
TypeBank
AddressMOUNT VERNON, IL 62864
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$79,489 (-)$418,363 (-) Land $72,000 Building $346,363
2025$5,278.00$79,489 (+7.35%)$418,363 (+7.35%) Land $72,000 Building $346,363
2023$74,048
2022$389,724 Land $58,500 Building $331,224

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2006–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Brightspeed, Gateway Fiber, Verizon.

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