Lewis County property record for 907 Cowlitz Rd, Centralia, WA 98531
| Property Type | Mobile Home |
|---|---|
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $277 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2017 Line of Credit + 1 more |
| APN | 010748-019-000 |
| Primary APN | 010748-019-000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Architectural Style | Mobile Home |
|---|---|
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 117 ft deep x 60 ft wide |
| Account Number | 42306 |
|---|---|
| Street Address | 907 COWLITZ RD |
| City | CENTRALIA |
| State | WA |
| Zip | 98531-1513 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R4 |
| Legal Description | SECTION 01 TOWNSHIP 14N RANGE 03W PTN SE4 S2 LT 20 & N 20 LT 19 J. MEIER ADD 5/37 2002536 |
| Legal Range | 03W |
| Legal Township | 14N |
| Legal Section | 01 |
| Legal Subdivision | J MEIER ADD |
| Legal Lot Number | 20,19 |
| Jurisdiction | LEWIS WA |
| Township / Civil Division | CENTRALIA-CHEHALIS |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 970300 |
Source: Lewis County records · APN 010748-019-000
Assessment roll updated May 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 907 COWLITZ RD, CENTRALIA, WA 98531-1513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Nov 21, 2017 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Mar 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS WA |
| Property Address | 907 COWLITZ RD, CENTRALIA, WA 98531-1513 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | LEWIS COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003556946 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 3556946 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHEHALIS, WA 98532 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS WA |
| Property Address | 907 COWLITZ RD, CENTRALIA, WA 98531-1513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003475482 |
|---|---|
| Date | Nov 21, 2017 |
| Instrument | 3475482 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | CENTRALIA, WA 98531 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS WA |
| Property Address | 907 COWLITZ RD, CENTRALIA, WA 98531-1513 |
| Document Number | 0003520599 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 907 COWLITZ RD CENTRALIA WA 985311513, CENTRALIA, WA 98531-1513 |
| Document Number | 0003520599 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 3520599 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2050 |
Source: Lewis County records · Assessment roll updated May 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Lewis County |
| Unified School District | Centralia School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,600 (-) Land $25,700 Building $7,900 | $33,600 (-) Land $25,700 Building $7,900 | |
| 2024 | $277.00 | $33,600 Land $25,700 Building $7,900 | $33,600 Land $25,700 Building $7,900 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 93 (1990–2022) |
| Claims Outside the SFHA | 26 of 93 |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Hawk Networks Fixed Wireless | 200 / 70 |
May also be available: Verizon.
Based on FCC filings for 133 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CENTRALIA PUBLIC WORKS - WATER serves 28,164 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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