907 Clover Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 907 Clover Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,000 sqft · built 1981
Lot Size	0.206 acres (9,009 sqft)
Owner	Company Name on Record
Tax Bill	$2,576 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`237742A000`

Property Details

APN / Parcel Number

Primary APN	`237742A000`
Alternative APN	`2-051B-4970-00-0115.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Basement Area	456 sqft
Finished Basement	442 sqft

Exterior

Year Built	Built 1981
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	9,009 sqft
Lot Dimensions	117 ft deep x 77 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	28 sqft
Patio Area	202 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	237742A000
Old Parcel Number	237742A000
Street Address	907 CLOVER LN
City	O FALLON
State	MO
Zip	63366-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	WILLOW RUN LOT 115
Legal Range	03E
Legal Township	47N
Legal Subdivision	WILLOW RUN
Legal Lot Number	115
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	4
Census Block	4001
Census Tract	311602

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	907 CLOVER LN, O FALLON, MO 63366-1823
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage MISSOURI VALLEY FCU
Dec 3, 2020	Deed of Trust, Mortgage FIRST BK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2025
Deed Sale	Feb 26, 2025
Prior Sale	Apr 29, 2005
Deed Document Number	0000007602
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	907 CLOVER LN, O FALLON, MO 63366-1823
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 CLOVER LN, O FALLON, MO 63366-1823

Mortgage

Document Number	2021R044244
Date	May 21, 2021
Instrument	2021R-044244

Lender

Name	MISSOURI VALLEY FCU
Type	Credit Union
Address	SAINT PETERS, MO 63376

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	907 CLOVER LN, O FALLON, MO 63366-1823
Document Number	0000100434
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 CLOVER LN O FALLON MO 633661823, O FALLON, MO 63366-1823

Mortgage

Document Number	0000100434
Date	Dec 21, 2020
Instrument	100434

Lender

Name	FIRST BK MTG
Type	Mortgage Company
Address	HAZELWOOD, MO 63042

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,576.00	$39,873 (+12.16%)	$209,856 (+12.16%) Land $50,000 Building $159,856
2023		$35,549
2022			$187,100 Land $40,000 Building $147,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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