Carter County property record for 907 Cherry St, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,992 sqft · built 1965 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,000 (Sep 2025) |
| Tax Bill | $1,800 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2006 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0205-00-023-040-0-001-00 |
| Primary APN | 0205-00-023-040-0-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,992 sqft Living Area |
| 1st Floor Area | 1,992 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 150 ft deep x 20 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 7721 |
|---|---|
| Street Address | 907 CHERRY ST |
| City | ARDMORE |
| State | OK |
| Zip | 73401-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CHICKASAW HEIGHTS REV, BLK 23 LOT 40 E 20 (20X150) LOTS 41-42 (EACH LOT 25X150) LOT 43 W 15 (15X150) |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 19 |
| Legal Subdivision | CHICKASAW HEIGHTS REVISED |
| Legal Block | 23 |
| Legal Lot Number | 40-43 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 892601 |
Source: Carter County records · APN 0205-00-023-040-0-001-00
Assessment roll updated January 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 907 CHERRY ST, ARDMORE, OK 73401-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Loan Assumption 1ST CAPITAL MORTGAGE LLC |
| Oct 19, 2006 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DECISION ONE MORTGAGE COMPANY LLC |
| Sep 18, 2025 | Intrafamily Transfer, Transfer |
| Dec 18, 2015 | Warranty Deed, Transfer · FHA Mortgage 1ST CAPITAL MORTGAGE LLC |
| Oct 19, 2006 | Joint Tenancy Deed, Transfer · ARM DECISION ONE MORTGAGE CO LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on Record |
| Deed Sale | Sep 18, 2025 · Amount on Record |
| Prior Sale | Dec 18, 2015 · Amount on Record |
| Deed Document Number | 20259970 |
| Deed Book / Page | 7767 / 86 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 907 CHERRY ST, ARDMORE, OK 73401-1309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 907 CHERRY ST, ARDMORE, OK 73401-1309 |
| Document Number | 0007831/22 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 7831/22 |
| Instrument | I-2026-000544 |
| Name | 1ST CAPITAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 907 CHERRY ST, ARDMORE, OK 73401-1309 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 004544/151 |
|---|---|
| Date | Oct 19, 2006 |
| Book Page | 4544/151 |
| Instrument | 2006-013035 |
| Name | DECISION ONE MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2021 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Sep 18, 2025 |
| Property Address | 907 CHERRY ST, ARDMORE, OK 73401-1309 |
| Document Number | 0007767/86 |
| Book / Page | 7767 / 86 |
| Instrument Date | Sep 18, 2025 |
| Instrument | I-2025-009970 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 907 CHERRY ST, ARDMORE, OK 73401-1309 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Dec 18, 2015 |
| Property Address | 907 CHERRY ST, ARDMORE, OK 73401-1309 |
| Document Number | 006179/196 |
| Book / Page | 6179 / 196 |
| Instrument Date | Dec 16, 2015 |
| Instrument | 2015-014800 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $178.50 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 006179/197 |
|---|---|
| Date | Dec 16, 2015 |
| Book Page | 6179/197 |
| Instrument | 2015-014801 |
| Name | 1ST CAPITAL MORTGAGE LLC |
|---|---|
| Address | OWASSO, OK 74055 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2046 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Oct 19, 2006 |
| Property Address | 907 CHERRY ST, ARDMORE, OK 73401-1309 |
| Document Number | 004544/127 |
| Book / Page | 4544 / 127 |
| Instrument Date | Oct 18, 2006 |
| Instrument | 2006-013033 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 907 CHERRY ST, ARDMORE, OK 73401-1309 |
| Investor | Possibly a Property Investor |
| Document Number | 004544/126 |
|---|---|
| Date | Oct 19, 2006 |
| Book Page | 4544/126 |
| Instrument | 2006-013034 |
| Name | DECISION ONE MORTGAGE CO LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT MILL, SC 29715 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.87% |
| Type Change Date | Nov 01, 2008 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.87% |
| Max Rate At Change | 10.8% |
| Index | 6-Month LIBOR |
| Max Rate | 13.8% |
Source: Carter County records · Assessment roll updated January 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,800.00 | $18,035 (+5%) Land $2,053 Building $15,982 | $169,839 (-8.13%) Land $20,000 Building $149,839 |
| 2024 | $1,800.00 (+11.32%) | $17,176 (+4.99%) Land $1,955 Building $15,221 | $184,865 (-3.15%) Land $20,000 Building $164,865 |
| 2023 | $1,617.00 | $16,359 Land $1,883 Building $14,476 | $190,881 Land $20,000 Building $170,881 |
Source: FEMA National Flood Hazard Layer as of October 20, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Technologies Fiber | 10,000 / 10,000 |
| Cable One Cable | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: 360 Communications, Inc. (OK, AR & TX).
Based on FCC filings for 227 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ARDMORE serves 24,893 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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