907 Celadon St, Winter Garden, FL 34787 Property Records

Orange County property record for 907 Celadon St, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 4,769 sqft · built 2020
Lot Size	0.332 acres (14,468 sqft)
Owner	2 Trust Names on File
Last Sale	$2,199,000 (May 2025)
Tax Bill	$15,084 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-22-27-6098-04-060`

Property Details

APN / Parcel Number

Primary APN	`21-22-27-6098-04-060`
Alternative APNs	`272221609804060` `117014` `117678` `119023`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,769 sqft Living Area
Gross Area	7,082 sqft
1st Floor Area	2,817 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,468 sqft (0.332 acres)
Garage Type	Detached
Garage Area	946 sqft
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	907 CELADON ST
City	WINTER GARDEN
State	FL
Zip	34787-3173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OAKLAND PARK UNIT 4A 87/105 LOT 406
Legal Range	27E
Legal Township	22S
Legal Section	21
Legal Subdivision	OAKLAND PK UT 4A
Legal Tract	6098
Legal Block	4
Legal Lot Number	406
Legal Unit	4A
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1009
Census Tract	17200

Owner

907 Celadon St is owner-occupied and held in a trust since May 2025.

Source: Orange County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	907 CELADON ST, WINTER GARDEN, FL 34787-3173
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK
Dec 23, 2020	Loan Modification, Mortgage CENTENNIAL BK
Dec 23, 2019	Warranty Deed, Construction Loan · Construction Mortgage CENTENNIAL BANK
Apr 3, 2019	Grant Deed, Transfer ATTORNEY ONLY
Feb 8, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on File
Deed Sale	May 30, 2025 · Amount on File
Prior Sale	Dec 23, 2019 · Amount on File
Deed Document Number	2025315013
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	907 CELADON ST, WINTER GARDEN, FL 34787-3173
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 CELADON ST, WINTER GARDEN, FL 34787-3173

Mortgage

Document Number	0000143806
Date	Mar 12, 2021
Instrument	20210143806

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	907 CELADON ST, WINTER GARDEN, FL 34787-3173
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 CELADON ST, WINTER GARDEN, FL 34787-3173

Mortgage

Document Number	20210143806
Date	Mar 12, 2021
Instrument	20210143806

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	907 CELADON ST, WINTER GARDEN, FL 34787-3173
Document Number	0000007379
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	907 CELADON ST WINTER GARDEN FL 347873173, WINTER GARDEN, FL 34787-3173

Mortgage

Document Number	0000007379
Date	Jan 6, 2021
Instrument	7379

Lender

Name	CENTENNIAL BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2051

Interest

Rate Type	Adjustable Rate
Rate	5%

December 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 23, 2019
Property Address	907 CELADON ST, WINTER GARDEN, FL 34787-3173
Document Number	0000800229
Map Reference	MB 87 PG 105-110
Instrument Date	Dec 20, 2019
Instrument	20190800229
Transaction Type	Construction Loan
Record Updated	Aug 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 S DILLARD ST STE 120, 213, WINTER GARDEN, FL 34787-3596

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9637 CASTLE WAY DR, WINDERMERE, FL 34786-8207

Mortgage

Document Number	0000800230
Date	Dec 23, 2019
Instrument	20190800230

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 3, 2019
Property Address	907 CELADON ST, WINTER GARDEN, FL 34787-3173
Document Number	0000200395
Instrument Date	Apr 1, 2019
Instrument	200395
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,323.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	213 S DILLARD ST #120 WINTER GARDEN FL 347873596, 120, WINTER GARDEN, FL 34787-3596

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 8, 2018
Property Address	907 CELADON ST, WINTER GARDEN, FL 34787-3173
Document Number	0000078220
Instrument Date	Jan 31, 2018
Instrument	78220
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16953 WINTERS RD MONTVERDE FL 347563714, MONTVERDE, FL 34756-3714

Tax Assessment & Valuation

The 2025 property tax bill for 907 Celadon St was $15,084, up 5.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,608,458 (+66.46%)	$1,651,220 (+10.97%) Land $425,000 Building $1,226,220
2025	$15,084.00 (+5.16%) Homeowner's exemption	$966,283	$1,487,940 Land $425,000 Building $1,062,940
2024	$14,344.00 (+3.42%)
2023	$13,870.00 (+2.76%) Homeowner's exemption	$911,700 (+3%)	$1,233,020 (+19.91%) Land $306,000 Building $927,020
2022	$13,497.00 Homeowner's exemption	$885,146	$1,028,313 Land $250,000 Building $778,313

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 907 Celadon St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 907 Celadon St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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