907 Cedar St, Atlantic, IA 50022 Property Records

Cass County property record for 907 Cedar St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,278 sqft · built 1900
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Last Sale	$19,875 (Aug 2021)
Tax Bill	$1,766 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300003976001000`

Property Details

APN / Parcel Number

Primary APN	`300003976001000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,278 sqft Living Area
Basement Area	320 sqft
Finished Basement	319 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	734 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Deck Area	315 sqft
Patio Area	303 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	907 CEDAR ST
City	ATLANTIC
State	IA
Zip	50022-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 & N1/2 LOT 5 BLK 115
Legal Subdivision	ORIGINAL TOWN - ATLANTIC
Legal Block	115
Legal Lot Number	4,5
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	1
Census Block	1030
Census Tract	190500

Owner

907 Cedar St is owned and occupied by two individuals who bought it in August 2021.

Source: Cass County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	907 CEDAR ST, ATLANTIC, IA 50022-2011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Prior Sale	Aug 6, 2021 · Amount on File
Deed Book / Page	2021 / 1792
Prior Transfer Date	Aug 5, 2021
Prior Transfer Doc	2021001792
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Jun 10, 2021
Property Address	907 CEDAR ST, ATLANTIC, IA 50022-2011
Document Number	02021/1284
Book / Page	2021 / 1284
Instrument Date	May 26, 2021
Instrument	2021-1284
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.20
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	907 CEDAR ST, ATLANTIC, IA 50022-2011

Mortgage

Document Number	02021/1285
Date	Jun 10, 2021
Book Page	2021/1285
Instrument	2021-1285

Lender

Name	FIRST INTERNATIONAL BANK & TRT
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 907 Cedar St was $1,766 with a homeowner's exemption.

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,766.00 Homeowner's exemption	$113,590 (-) Land $8,030 Building $105,560	$113,590 (-) Land $8,030 Building $105,560
2025	$1,766.00 (+18.68%) Homeowner's exemption	$113,590 Land $8,030 Building $105,560	$113,590 Land $8,030 Building $105,560
2024	$1,488.00
2023		$92,960 Land $8,030 Building $84,930	$92,960 Land $8,030 Building $84,930
2022	$1,582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 907 Cedar St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1979–1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding
Claims by Event	Severe Storms, Tornadoes And Flooding, Jun 1998 · 3 claims Severe Storms & Flooding, Jun 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 907 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures