907 Captain O'Neal Dr, Daphne, AL 36526 Property Records

Baldwin County property record for 907 Captain O'Neal Dr, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,938 sqft · built 1990
Lot Size	4.45 acres (193,842 sqft)
Owner	Individual Name on File
Tax Bill	$5,567 (2026)
Flood Zone	Zone X (moderate risk)
APN	`43-04-19-0-002-024`

Property Details

APN / Parcel Number

Primary APN	`43-04-19-0-002-024`
Alternative APNs	`022588` `40960` `22588`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,938 sqft Heated Area
1st Floor Area	2,820 sqft
Upper Floors Area	1,118 sqft
Flooring	Hardwood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	193,842 sqft (4.45 acres)
Lot Dimensions	980 ft deep x 203 ft wide
Garage Area	1,232 sqft
Parking Spaces	5 Parking Spaces
Pool Area	844 sqft
Boat House	216 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	22588
Street Address	907 CAPTAIN ONEAL DR
City	DAPHNE
State	AL
Zip	36526-4022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	203'X980'S FROM TH SE COR OF SEC 19-5-2 RUN N 0 DEG 34' E ALG TH SEC LINE DIVIDING SEC 19-20 324.8 TH W 40' TO PT ON W SIDE O
Legal Range	02
Legal Township	05
Legal Section	19
Legal Subdivision	LAKE FOREST UN 07
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	2
Census Block	2005
Census Tract	10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Captain Adams House listed 1988 · 3 contributing resources · NRIS 88002810

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

907 Captain O'Neal Dr is owned and occupied by an individual who acquired it in January 2015.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	907 CAPTAIN ONEAL DR, DAPHNE, AL 36526-4022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 21, 2015
Transfer Doc	0001495754
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 907 Captain O'Neal Dr was $5,567 with exemptions applied, up 35.2% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,567.00 (+35.15%) Homeowner's exemption Senior Citizen's exemption
2025	$4,119.00	$104,780 Land $79,180 Building $25,600	$2,362,400 Land $1,284,000 Building $1,078,400
2023	$4,119.00 (+8.25%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$104,780 (-52.81%)	$2,183,400 (-1.67%) Land $1,209,400 Building $974,000
2022	$3,805.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$222,060	$2,220,400 Land $1,212,500 Building $1,007,900
2021	$3,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 907 Captain O'Neal Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	84 (1979–2024)
Claims Outside the SFHA	25 of 84
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 32 claims Hurricane Ivan, Sep 2004 · 8 claims Hurricane Georges, Sep 1998 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 907 Captain O'Neal Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50