907 Bluff St, Guthrie Center, IA 50115 Property Records

Guthrie County property record for 907 Bluff St, Guthrie Center, IA 50115

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,072 sqft · built 1928
Lot Size	0.556 acres (24,225 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,092 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0001151100`

Property Details

APN / Parcel Number

Primary APN	`0001151100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,072 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,225 sqft (0.556 acres)
Lot Dimensions	285 ft deep x 85 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	320 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	907 BLUFF ST
City	GUTHRIE CENTER
State	IA
Zip	50115-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06 79 31 E 85' W 1/4 S 3/5 W 5/8 SE NE (EX. N 507')
Legal Range	31W
Legal Township	79N
Legal Section	06
Jurisdiction	GUTHRIE IA
Township / Civil Division	VALLEY
Census Block Group	3
Census Block	3016
Census Tract	950300

Owner

Source: Guthrie County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	907 BLUFF ST, GUTHRIE CENTER, IA 50115-1206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUTHRIE IA
Recording Date	Jun 20, 2017
Property Address	907 BLUFF ST, GUTHRIE CENTER, IA 50115-1206
Document Number	02017/1446
Book / Page	2017 / 1446
Instrument Date	Jun 14, 2017
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	907 BLUFF ST, GUTHRIE CENTER, IA 50115-1206

Mortgage

Document Number	02017/1447
Date	Jun 20, 2017
Book Page	2017/1447
Instrument	2017-1447

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Municipality	Guthrie Center City
Unified School District	Guthrie Center Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,600 (-) Land $25,700 Building $115,900	$141,600 (-) Land $25,700 Building $115,900
2025	$2,092.00 (-13.34%) Homeowner's exemption	$141,600 (-2.21%) Land $25,700 Building $115,900	$141,600 (-2.21%) Land $25,700 Building $115,900
2024	$2,414.00 (+10.63%)
2023		$144,800 (+24.94%) Land $20,600 Building $124,200	$144,800 (+24.94%) Land $20,600 Building $124,200
2022	$2,182.00 Homeowner's exemption	$115,900 Land $20,600 Building $95,300
2021			$115,900 Land $20,600 Building $95,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 76% of Iowa
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUTHRIE CENTER MUNI WATER WORK serves 1,593 people · EPA ID IA3937016
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Panora Telecommunications Fiber	1,000 / 300
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Nextlink.

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