907 Baccarat Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 907 Baccarat Dr, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,244 sqft · built 1999
Lot Size	0.513 acres (22,346 sqft)
Owner	Individual Name on File
Last Sale	$288,500 (May 2004)
Tax Bill	$6,044 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-32-17B-366`

Property Details

APN / Parcel Number

Primary APN	`41-32-17B-366`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,244 sqft Living Area
1st Floor Area	636 sqft
Basement Area	574 sqft
Unfinished Basement	574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	22,346 sqft (0.513 acres)
Garage Area	732 sqft
Parking Spaces	2 Parking Spaces
Pool Area	720 sqft
Deck Area	98 sqft
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	907 BACCARAT DR
City	CINCINNATI
State	OH
Zip	45245-1979
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL CREEK BLOCK D; LOT 96
Legal Subdivision	CRYSTAL CREEK
Legal Block	D
Legal Lot Number	96
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3010
Census Tract	41305

Owner

907 Baccarat Dr is owned and occupied by an individual who bought it in May 2004.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	907 BACCARAT DR, CINCINNATI, OH 45245-1979
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2004 · Amount on File
Deed Sale	May 11, 2004 · Amount on File
Prior Sale	Apr 3, 2000 · Amount on File
Deed Document Number	200419835
Deed Book / Page	1773 / 147
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	907 BACCARAT DR, CINCINNATI, OH 45245-1979
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019258
Date	Jul 26, 2022
Book Page	2925/1020
Instrument	202200019258

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	907 BACCARAT DR, CINCINNATI, OH 45245-1979
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000525
Date	Jan 8, 2020
Book Page	2827/3990
Instrument	202000000525

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 907 Baccarat Dr was $6,044 with a homeowner's exemption, down 0.2% from the year before.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,044.00 (-0.18%)	$119,920 (-) Land $19,430 Building $100,490
2024	$6,055.00 (-49.23%) Homeowner's exemption	$119,920 (-) Land $19,430 Building $100,490	$342,600 (-) Land $55,500 Building $287,100
2023	$11,927.00 (+120.99%) Homeowner's exemption	$119,920 (+29.69%) Land $19,430 Building $100,490	$342,600 Land $55,500 Building $287,100
2022	$5,397.00 Homeowner's exemption	$92,470 Land $14,700 Building $77,770
2020			$264,200 Land $42,000 Building $222,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 907 Baccarat Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 907 Baccarat Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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