907 Anderson Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 907 Anderson Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,392 sqft · built 1955
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Sep 2025)
Tax Bill	$4,282 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2710-05883`

Property Details

APN / Parcel Number

Primary APN	`010-2710-05883`
Alternative APNs	`1126277` `1138435` `1188085`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,392 sqft Gross Area
1st Floor Area	1,392 sqft
Basement Area	690 sqft
Finished Basement	690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Lot Area	22,216 sqft (0.51 acres)
Garage Area	336 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	420 sqft
Storage Building	70 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1188085
Street Address	907 ANDERSON RD
City	DULUTH
State	MN
Zip	55811-5411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 72 1/2 FT OF N 435 FT OF THAT PART OFE 1/2 OF SW 1/4 OF SW 1/4 LYING WEST OFANDERSON ROAD SERIAL #
Legal Range	14W
Legal Township	50N
Legal Section	20
Legal Subdivision	DULUTH LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1022
Census Tract	301

Owner

Source: St. Louis County assessment roll, APN 010-2710-05883, as of August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	907 ANDERSON RD, DULUTH, MN 55811-5411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Deed Document Number	20251094268
Prior Transfer Date	Dec 07, 2023
Prior Transfer Doc	0001075153
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 17, 2025
Property Address	907 ANDERSON RD, DULUTH, MN 55811-5411
Document Number	0001094268
Instrument Date	Sep 12, 2025
Instrument	1094268
Transaction Type	Transfer
Record Updated	Oct 09, 2025
Title Company	UNKNOWN, PIONEER TITLE TWIN PORTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	907 ANDERSON RD, DULUTH, MN 55811-5411

Mortgage

Document Number	0001094269
Date	Sep 17, 2025
Instrument	1094269

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: St. Louis County assessment roll as of August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,282.00 (+6.57%) Homeowner's exemption
2025	$4,018.00 (-0.74%) Homeowner's exemption	$349,600 (+13.1%) Land $43,300 Building $306,300	$349,600 (+13.1%) Land $43,300 Building $306,300
2024	$4,048.00	$309,100 (+10.83%) Land $53,800 Building $255,300	$309,100 (+10.83%) Land $53,800 Building $255,300
2022		$278,900 Land $54,200 Building $224,700	$278,900 Land $54,200 Building $224,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370003011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 137 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Lumen Technologies, T-Mobile USA, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1690011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Duluth serves 86,859 people
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.