907 4th St, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 907 4th St, Union Beach, NJ 07735

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,566 sqft · built 1995
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,057 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`50-00025-0000-00008-02`

Property Details

APN / Parcel Number

Primary APN	`50-00025-0000-00008-02`
Alternative APN	`50000250000000080002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,566 sqft Living Area
1st Floor Area	1,283 sqft
Upper Floors Area	1,283 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	100 ft deep x 68 ft wide

Exterior Amenities

Porch	Open Porch
Deck Area	438 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	907 4TH ST
City	UNION BEACH
State	NJ
Zip	07735-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Block	25
Legal Lot Number	8.2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	UNION BEACH
Census Block Group	6
Census Block	6000
Census Tract	801800

Owner

907 4th St is owned and occupied by two individuals.

Source: Monmouth County and Union Beach Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	907 4TH ST, UNION BEACH, NJ 07735-2830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	907 4TH ST, UNION BEACH, NJ 07735-2830
Document Number	0000107410
Book / Page	009256 / 007692
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 4TH ST UNION BEACH NJ 077352830, UNION BEACH, NJ 07735-2830

Mortgage

Document Number	0000107410
Date	Oct 31, 2017
Book Page	009256/007692
Instrument	107410

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 907 4th St was $12,057, up 13.4% from the year before.

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Union Beach Borough
Unified School District	Union Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$601,700 (+7.05%) Land $257,100 Building $344,600	$601,700 (+7.05%) Land $257,100 Building $344,600
2025	$12,057.00 (+13.41%)	$562,100 Land $233,500 Building $328,600	$562,100 Land $233,500 Building $328,600
2024	$10,631.00
2023		$475,700 Land $176,500 Building $299,200	$475,700 Land $176,500 Building $299,200
2022	$9,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 907 4th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 227 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	235 units insured incl. 8 condo units
Nearby Flood Claims	309 (1978–2012)
Claims Outside the SFHA	27 of 309
Most Recent Claim	Nov 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Nov 2012 · 231 claims Severe Storms And Flooding, Mar 2010 · 12 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 907 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300