907 3rd St, Durant, IA 52747 Property Records

Cedar County property record for 907 3rd St, Durant, IA 52747

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1970
Lot Size	0.276 acres (12,023 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,000 (Apr 2021)
Tax Bill	$3,354 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040016364650030`

Property Details

APN / Parcel Number

Primary APN	`040016364650030`
Alternative APN	`40004001636465003000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Basement Area	1,008 sqft
Finished Basement	600 sqft
Unfinished Basement	408 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,023 sqft (0.276 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	907 3RD ST
City	DURANT
State	IA
Zip	52747-7779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DURANT W 48' LOT 2 &E 32' LOT 3 BLK 18
Legal Subdivision	DUTANT
Legal Block	18
Legal Lot Number	2
Jurisdiction	CEDAR IA
Township / Civil Division	FARMINGTON
Census Block Group	3
Census Block	3054
Census Tract	450400

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	907 3RD ST, DURANT, IA 52747-7779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 19, 2017	Deed of Trust, Mortgage WALCOTT TRUST AND SAVINGS BANK
Apr 12, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH OTTUMWA SAVINGS BANK
Sep 18, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Prior Sale	Sep 18, 2018 · Amount on Record
Deed Document Number	20211365
Deed Book / Page	1581 / 202
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	907 3RD ST, DURANT, IA 52747-7779
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001524/43
Date	Jun 1, 2020
Book Page	1524/43
Instrument	2020 1636

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	907 3RD ST, DURANT, IA 52747-7779
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001383/008
Date	Sep 19, 2017
Book Page	1383/008
Instrument	2017 2999

Lender

Name	WALCOTT TRUST AND SAVINGS BANK
Type	Bank
Address	WALCOTT, IA 52773

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2047

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Apr 12, 2021
Property Address	907 3RD ST, DURANT, IA 52747-7779
Document Number	001581/202
Book / Page	1581 / 202
Instrument Date	Apr 8, 2021
Instrument	2021 1365
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	907 3RD ST, DURANT, IA 52747-7779

Mortgage

Document Number	001581/207
Date	Apr 12, 2021
Book Page	1581/207
Instrument	2021 1366

Lender

Name	SOUTH OTTUMWA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Sep 18, 2018
Property Address	907 3RD ST, DURANT, IA 52747-7779
Document Number	0001435/99
Book / Page	1435 / 99
Instrument Date	Sep 14, 2018
Instrument	000000003096
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 3RD ST, DURANT, IA 52747-7779
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001435/0000000103
Date	Sep 18, 2018
Book Page	0000001435/0000000103

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Durant City
Unified School District	Durant Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,354.00 Homeowner's exemption	$247,150 (+16.19%) Land $30,600 Building $216,550	$247,150 (+16.19%) Land $30,600 Building $216,550
2025	$3,354.00 (-5.68%) Homeowner's exemption Additional exemption filed	$212,710 (+3.59%) Land $30,600 Building $182,110	$212,710 (+3.59%) Land $30,600 Building $182,110
2024	$3,556.00 (+45.26%)
2023		$205,340 (+41.56%) Land $30,600 Building $174,740	$205,340 (+41.56%) Land $30,600 Building $174,740
2022	$2,448.00 Homeowner's exemption Additional exemption filed	$145,050 Land $22,440 Building $122,610
2021			$145,050 Land $22,440 Building $122,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DURANT WATER SUPPLY serves 1,871 people · EPA ID IA1636090
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Night Owl Wireless Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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