Santa Clara County property record for 9065 Spencer Ct, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,196 sqft · built 1994 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $965,000 (Sep 2019) |
| Tax Bill | $12,916 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 790-18-079 |
| Primary APN | 790-18-079 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,196 sqft Living Area |
| 1st Floor Area | 1,516 sqft |
| 2nd Floor Area | 1,680 sqft |
| Family Room | Family Room |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 9065 SPENCER CT |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-7516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 8676 PARK COMMONS BOOK 658 PAGE 44 PAGE 45 LOT 39 |
| Legal Subdivision | PARK COMMONS |
| Legal Tract | 8676 |
| Legal Lot Number | 39 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 512505 |
9065 Spencer Ct is owned and occupied by two individuals who bought it in September 2019.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9065 SPENCER CT, GILROY, CA 95020-7516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Sep 4, 2019 | Grant Deed, Transfer NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2019 · Amount on File |
| Deed Sale | Sep 4, 2019 · Amount on File |
| Prior Sale | Dec 4, 2002 · Amount on File |
| Deed Document Number | 201924271520 |
| Prior Transfer Date | Sep 27, 2006 |
| Prior Transfer Doc | 0019128227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 9065 SPENCER CT, GILROY, CA 95020-7516 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 9065 SPENCER CT, GILROY, CA 95020-7516 |
| Document Number | 0025219310 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 25219310 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Sep 4, 2019 |
| Property Address | 9065 SPENCER CT, GILROY, CA 95020-7516 |
| Document Number | 0024271520 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 24271520 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2019 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,061.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9065 SPENCER CT GILROY CA 950207516, GILROY, CA 95020-7516 |
| Document Number | 24271521 |
|---|---|
| Date | Sep 4, 2019 |
| Instrument | 24271521 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 3, 2049 |
The 2025 property tax bill for 9065 Spencer Ct was $12,916 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,076,470 (+2%) Land $592,003 Building $484,467 | |
| 2025 | $12,916.00 Homeowner's exemption | $1,055,364 Land $580,396 Building $474,968 |
| 2023 | $12,637.00 (+1.67%) Homeowner's exemption | $1,014,384 Land $557,859 Building $456,525 |
| 2022 | $12,429.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 9065 Spencer Ct in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1995–2001) |
| Most Recent Claim | Jan 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9065 Spencer Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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