906 Zeb Helms Rd, Monroe, NC 28112 Property Records

Union County property record for 906 Zeb Helms Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,372 sqft · built 2018
Lot Size	1.34 acres (58,370 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Sep 2018)
Tax Bill	$2,746 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-351-016C`

Property Details

APN / Parcel Number

Primary APN	`09-351-016C`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,372 sqft Living Area
1st Floor Area	986 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	58,370 sqft (1.34 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Slab
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	906 ZEB HELMS RD
City	MONROE
State	NC
Zip	28112-7508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	7233-244
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4010
Census Tract	20501

Owner

906 Zeb Helms Rd is owned and occupied by an individual who bought it in September 2018.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	906 ZEB HELMS RD, MONROE, NC 28112-7508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust · Line of Credit SOUTH STATE BANK
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2018 · Amount on File
Deed Sale	Sep 11, 2018 · Amount on File
Prior Sale	Feb 9, 2018 · Amount on File
Deed Document Number	201825874
Deed Book / Page	7233 / 244
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	UNION NC
Recording Date	Apr 20, 2026
Property Address	906 ZEB HELMS RD, MONROE, NC 28112-7508
Document Number	0000010640
Book / Page	9354 / 200
Instrument Date	Apr 8, 2026
Instrument	2026.10640
Record Updated	Apr 30, 2026
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 ZEB HELMS RD, MONROE, NC 28112-7508

Mortgage

Document Number	0000010640,
Date	Apr 20, 2026
Book Page	9354/200
Instrument	2026.10640

Lender

Name	SOUTH STATE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 20, 2031

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Recording Date	Apr 20, 2026
Property Address	906 ZEB HELMS RD, MONROE, NC 28112-7508
Document Number	0009354200
Book / Page	9354 / 200
Instrument Date	Apr 8, 2026
Instrument	202610640
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 ZEB HELMS RD, MONROE, NC 28112-7508

Mortgage

Document Number	0000010640,
Date	Apr 20, 2026
Book Page	9354/200
Instrument	202610640

Lender

Name	SOUTH STATE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 20, 2031

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 906 Zeb Helms Rd was $2,746.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,300 (-) Land $55,200 Building $372,100	$427,300 (-) Land $55,200 Building $372,100
2025	$2,746.00	$427,300 Land $55,200 Building $372,100	$427,300 Land $55,200 Building $372,100
2023	$2,321.00	$365,900 Land $25,100 Building $340,800	$365,900 Land $25,100 Building $340,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 906 Zeb Helms Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 906 Zeb Helms Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Zeb Helms Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures