906 Woodrow St, Lodi, CA 95240 Property Records

San Joaquin County property record for 906 Woodrow St, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,088 sqft · built 1971
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (Dec 2023)
Tax Bill	$4,101 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`047-430-080-000`

Property Details

APN / Parcel Number

Primary APN	`047-430-080-000`
Alternative APN	`047-430-08`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,088 sqft Living Area
1st Floor Area	1,088 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	047-430-08
Street Address	906 WOODROW ST
City	LODI
State	CA
Zip	95240-4321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP F4 30-34 LOT 35
Legal Subdivision	CHEROKEE
Legal Block	1
Legal Lot Number	35
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1031
Census Tract	4404

Owner

906 Woodrow St is owned and occupied by two individuals who bought it in December 2023.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	906 WOODROW ST, LODI, CA 95240-4321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Dec 29, 2023	Grant Deed, Transfer · Conventional Mortgage SECURE CHOICE LENDING
Nov 16, 2023	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on File
Deed Sale	Dec 29, 2023 · Amount on File
Prior Sale	Nov 16, 2023 · Amount on File
Deed Document Number	2023109676
Prior Transfer Date	Dec 18, 2015
Prior Transfer Doc	0000156841
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	906 WOODROW ST, LODI, CA 95240-4321
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 WOODROW ST, LODI, CA 95240-4321

Mortgage

Document Number	0000101077
Date	Nov 17, 2025
Instrument	2025-101077

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 29, 2023
Property Address	906 WOODROW ST, LODI, CA 95240-4321
Document Number	0000109676
Map Reference	MB 19 PG 15
Instrument Date	Dec 27, 2023
Instrument	2023-109676
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	906 WOODROW ST, LODI, CA 95240-4321

Mortgage

Document Number	0000109677
Date	Dec 29, 2023
Instrument	2023-109677

Lender

Name	SECURE CHOICE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

November 2023: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 16, 2023
Property Address	906 WOODROW ST, LODI, CA 95240-4321
Document Number	0000094187
Map Reference	VOL 19 PG 15
Instrument Date	Nov 6, 2023
Instrument	2023-094187
Transaction Type	Construction Loan
Record Updated	Dec 5, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 N MAIN ST, LODI, CA 95240-2207

Mortgage

Document Number	0000094188
Date	Nov 16, 2023
Instrument	2023-094188

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 906 Woodrow St was $4,101, up 0.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,101.00 (+0.32%)
2025	$4,088.00	$376,380 Land $91,800 Building $284,580
2023	$2,280.00 (+2.33%) Homeowner's exemption	$216,605 Land $66,015 Building $150,590	$236,250
2022	$2,228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 906 Woodrow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 906 Woodrow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Softcom Internet Communications, Verizon.

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