Oneida County and Rome City property record for 906 Union St, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,870 sqft · built 1958 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $108,700 (Mar 2014) |
| Tax Bill | $4,322 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance Aug 2025 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 301301 223.015-4-52 |
| Primary APN | 301301 223.015-4-52 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,870 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Upper Floors Area | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 299 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 267 sqft |
| Patio Area | 128 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 41100 05 |
|---|---|
| Street Address | 906 UNION ST |
| City | ROME |
| State | NY |
| Zip | 13440-3242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-5 |
| Legal Description | HL 80X229 |
| Legal Block | 4 |
| Legal Lot Number | 52.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 22100 |
Source: Oneida County and Rome City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 906 UNION ST, ROME, NY 13440-3242 |
| Owner Type | Company |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Aug 4, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE LLC |
| Oct 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| May 25, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2014 · Amount on Record |
| Deed Sale | Mar 28, 2014 · Amount on Record |
| Deed Book / Page | 2014 / 4051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 906 UNION ST, ROME, NY 13440-3242 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000018180 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021-018180 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 906 UNION ST, ROME, NY 13440-3242 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000009505 |
|---|---|
| Date | Aug 4, 2025 |
| Instrument | 2025-009505 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 906 UNION ST, ROME, NY 13440-3242 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 18180 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021-018180 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 906 UNION ST, ROME, NY 13440-3242 |
| Document Number | 0000007838 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 906 UNION ST ROME NY 134403242, ROME, NY 13440-3242 |
| Document Number | 0000007838 |
|---|---|
| Date | Jun 1, 2017 |
| Instrument | 7838 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 264 Months |
| Due | May 31, 2039 |
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,322.00 | ||
| 2025 | $92,000 (-) Land $17,000 Building $75,000 | $216,471 (+6.78%) Land $40,000 Building $176,471 | |
| 2023 | $92,000 (-) Land $17,000 Building $75,000 | $202,732 (+17.92%) Land $37,461 Building $165,271 | |
| 2022 | $5,077.00 Homeowner's exemption | $92,000 Land $17,000 Building $75,000 | $171,930 Land $31,770 Building $140,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 9 (1979–2004) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | May 2004 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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