906 Sunset Cir, Traer, IA 50675 Property Records

Tama County property record for 906 Sunset Cir, Traer, IA 50675

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,880 sqft · built 2008
Lot Size	0.306 acres (13,329 sqft)
Owner	Company Name on Record
Tax Bill	$6,338 (2025)
Deeds & Mortgages	May 2013 Mortgage Oct 2008 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07.10.306.006`

Property Details

APN / Parcel Number

Primary APN	`07.10.306.006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
Basement Area	1,712 sqft
Finished Basement	750 sqft
Unfinished Basement	962 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,329 sqft (0.306 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	216 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	906 SUNSET CIR
City	TRAER
State	IA
Zip	50675-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE WEST 5TH LOT 61
Legal Subdivision	PRAIRIE WEST 5TH
Legal Lot Number	61
Jurisdiction	TAMA IA
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3052
Census Tract	290200

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	906 SUNSET CIR, TRAER, IA 50675-9413
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 7, 2013	Deed of Trust, Mortgage · Conventional Mortgage FARMERS SAVINGS BANK AND TRUST
Oct 3, 2008	Deed of Trust, Mortgage · Conventional Mortgage FARMERS SAVINGS BANK & TRUST TRAER
Apr 4, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 31, 2023
Transfer Doc	0000000672
Record Updated	Oct 29, 2026

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	906 SUNSET CIR, TRAER, IA 50675-9413
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000918/056
Date	May 7, 2013
Book Page	0918/056
Instrument	2013-1332

Lender

Name	FARMERS SAVINGS BANK AND TRUST
Address	TRAER, IA 50675

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2028

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	906 SUNSET CIR, TRAER, IA 50675-9413
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000838/231
Date	Oct 3, 2008
Book Page	0838/231
Instrument	2008-3095

Lender

Name	FARMERS SAVINGS BANK & TRUST TRAER
Address	TRAER, IA 50675

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Apr 4, 2023
Property Address	906 SUNSET CIR, TRAER, IA 50675-9413
Document Number	0020230672
Instrument Date	Mar 31, 2023
Instrument	2023-0672
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 E LOCUST ST STE 302, 302, DES MOINES, IA 50309-1939

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Traer City
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,338.00	$347,170 (+5.59%) Land $32,090 Building $315,080	$347,170 (+5.59%) Land $32,090 Building $315,080
2023		$328,780 Land $32,090 Building $296,690	$328,780 Land $32,090 Building $296,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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