906 Stoos Ln, Naperville, IL 60540 Property Records

DuPage County property record for 906 Stoos Ln, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,660 sqft · built 1959
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$397,500 (Nov 2020)
Tax Bill$11,356 (2025)
Deeds & MortgagesNov 2021 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-19-312-008

Property Details

APN / Parcel Number

Primary APN08-19-312-008

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,660 sqft Living Area
Gross Area3,546 sqft
1st Floor Area1,773 sqft
Basement Area1,773 sqft
Finished Basement887 sqft
Unfinished Basement886 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialBrick
Lot Area11,761 sqft (0.27 acres)
Garage Area220 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address906 STOOS LN
CityNAPERVILLE
StateIL
Zip60540-7428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMOSER HIGHLANDS UNIT NO 10
Legal SubdivisionMOSER HIGHLANDS
Legal Block4
Legal Lot Number8
Legal Unit10
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group1
Census Block1038
Census Tract846209

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address906 STOOS LN, NAPERVILLE, IL 60540-7428
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Nov 18, 2020Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2020 · Amount on Record
Deed SaleNov 18, 2020 · Amount on Record
Deed Document Number2020139179
Prior Transfer DateFeb 23, 2010
Prior Transfer Doc0000038561
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address906 STOOS LN, NAPERVILLE, IL 60540-7428
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000163921
DateNov 9, 2021
InstrumentR2021-163921
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate
Rate3%
Type Change DateDec 1, 2031
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8%
Index1-Year CMT
Max Rate8%

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionDU PAGE IL
Recording DateNov 18, 2020
Property Address906 STOOS LN, NAPERVILLE, IL 60540-7428
Document Number0000139179
Map ReferenceDOC 867585
Instrument DateSep 2, 2020
InstrumentR2020-139179
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$397.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address906 STOOS LN, NAPERVILLE, IL 60540-7428

Mortgage

Document Number0000139180
DateNov 18, 2020
InstrumentR2020-139180
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,356.00 (+11.63%)$210,661 (+29.08%) Land $109,070 Building $101,591$631,983 (+29.08%) Land $327,210 Building $304,773
2022$10,173.00 Homeowner's exemption$163,200 Land $88,790 Building $74,410$489,600 Land $266,370 Building $223,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims16 (1983–2016)
Claims Outside the SFHA11 of 16
Most Recent ClaimMay 2016 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Jul 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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